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Antelope, CA Mortgage Refinance in California

We make it easy to get the lowest mortgage refinance interest rate in Antelope, CA.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Antelope, CA residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Antelope, California drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Antelope, CA residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to bad credit mortgage refinance in the state of CA

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Antelope, California News
You'd be amazed what you can find on a walk - a boy and his dad prove it

Every day, Keith Severin and his 8-year-old son, Adrien, go on a treasure hunt. They take a walk somewhere in their Antelope, Calif., neighborhood, or wherever they happen to be that day, and keep their eyes ...


Left fuming

A Technical Assistance Services for Communities report presentation will be made to community members at 6:30 p.m. on Wednesday, January 28, at the Center High School theater room, 3111 Center Court Lane in ...


Union Pacific to test warning sirens in Roseville

The Union Pacific Railroad on Friday will test its emergency warning sirens in the areas of Antelope, west Roseville and downtown Roseville.


Family needs help finding stolen horse

Jewelie, a 13-year-old sorrel mare, was stolen last month from the Talley family of Antelope.


Mobile home safety rules elusive

The wind-driven Sayre Fire was so fierce that firefighters were pelted with softball-size chunks of burning debris as they struggled against the flames that eventually consumed nearly 500 homes at the Oakridge ...


On the Move: Rick Martin named to Managed Health Care Department post

Rick Martin of Lincoln has been named deputy director for plan and provider relations with the state Department of Managed Health Care.


Round 2: After The Rain, SoCal Gets Snow

Round two of a powerful Alaskan storm is moving into California. Light snow has begun falling in Fraizer Park near the Los Angeles-Kern County line and in the Tejon Pass in the Angeles National Forest.


Ex-Court Employee In Custody After Threat

A man who allegedly made an e-mail threat to Sacramento Superior Court has been taken into police custody.


Police search for fired Sacramento court employee who made threats

Authorities have taken into custody a former Sacramento Superior Court employee who made threats against the court this morning, prompting heavy police activity near the court buildings downtown.


Capital workshop offers hope to harried homeowners

Margarita McWhorter of Antelope came into the Sacramento Convention Center angry and frustrated Thursday, wanting to cry while talking about her mortgage troubles.


Protect Your Identity and Belongings This Holiday Travel Season with Smart-i-tag

ANTELOPE, Calif., Dec. 1 /PRNewswire/ -- Before traveling this holiday season, give yourself a very important gift: PROTECTION.


Deputies Hurt While Capturing Suspect

Two Sacramento County sheriff's deputies were injured over the weekend while attempting to arrest a man accused of carjacking and robbery.


MALLOY- SUCHODOLSKI

Robert J. and Patricia M. Malloy have announced the engagement of their daughter Katherine Ann to Gregory Charles Suchodolski, Brick.


The Mailbox: Teri Watson

I am looking for a fudge recipe made with chocolate chips, whipping cream, butter and vanilla.


First Dog

Leslie Morey, 9 of Antelope gets a wet greeting from Shadow, a mixed breed dog waiting adoption at the Sacramento SPCA, Nov.


Sacramento detective specializes in realty fraud

It seemed like the unlicensed contractor was never going to have to answer to charges that he scammed an elderly Del Paso Heights couple out of nearly $200,000. Keith McGowan was a no-show at a sting set up by ...


Educator of Year finalists announced for Region 3

The California League of High Schools announced its 2008 Educator of the Year finalists for Region 3. The finalists, nominated by the league for their educational excellence, are Chris Angi, Oak Ridge High ...


Poll: Does California need another victims' rights bill?

Election 2008: voter guide Want to know who is running in your city? Your school district? Water board? Check out our online voter guide here.


Boy Dies When Vehicle Crashes Into Structure

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Citrus Heights Turns On More Traffic Cameras

The 30-day warning period will soon come to an end. Beginning Thursday, if you are caught running a red at Antelope and Garden Gate, bust out that checkbook because you'll be paying a $381 fine.


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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
 
"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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