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Antioch, CA Mortgage Refinance in California

We make it easy to get the lowest mortgage refinance interest rate in Antioch, CA.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Antioch, CA residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Antioch, California drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Antioch, CA residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

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Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to bad credit mortgage refinance in the state of CA

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Antioch, California News
Antioch will look to cut roughly $5 million from budget in January

The first part of January will see the Antioch City Council likely wielding hatchets, not scalpels, to find ways to cut upward of $5 million from the $49.2 million general fund budget.


Belarde's brings home-style cooking to Antioch

Bob Belarde, center, and his team, left to right, Rick Matheny, Roberta Matheny, Shawn Stanley and Ray Belarde, are ready to welcome you with a home-cooked meal at Belarde's Roadhouse Café & Deli.


Section 8 housing in Antioch

It's official. Antioch really does have a problem with Section 8 renters causing trouble despite County attempts to explain away bad behaviour.


Slain Antioch men had turned a corner, relatives say

Lifelong friends Christopher Smith and Robert "Chuck" Wickham Jr. grew up together and shared similarly checkered pasts, marked by trouble with both the law and drugs.


Man In Stable Condition After Antioch Shooting

A 23-year-old man is in stable condition after being shot in Antioch Tuesday morning, police said.


Antioch police calls

The following calls were among those handled by the Antioch police Dec. 23-28 according to information provided by the police department.


Influx of black renters raises tension in Bay Area

As more and more black renters began moving into this mostly white San Francisco Bay Area suburb a few years ago, neighbors started complaining about loud parties, mean pit bulls, blaring car radios, ...


Two Sought in Weekend Antioch Killings

The search continues for two men who killed two people inside an Antioch home. Investigators say they found two 32-year old victims shot to death inside the bedroom of a home on Carmona Way.


Two men shot to death in Antioch home

An Antioch Police officer watches the outside of a home on the 2800 block of Carmona Way on Sunday, December 28, 2008 in Antioch, Calif.


Antioch Police Search For Suspects In Home Murders

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As housing market stagnates, one developer looking toward eventual rebound

Residential construction in the Bay Area is at a virtual standstill, but at least one Antioch developer is angling to be in place when the housing market picks back up.


Antioch, Army form new bond

Lt. Col. Scott Gemeling, left, and Antioch Mayor Jim Davis hold a city flag presented to the 483rd Transportation Battalion as part of a Dec.


Daniel Borenstein: State must find out why system failed dead teen

The death of Jazzmin Davis, the 15-year-old police say was tortured for 15 months and starved to death by her foster mother in their Antioch home, should serve as a catalyst for state and court investigations ...


Antioch Police Calls

The following calls were among those handled by the Antioch police Dec. 19-21 according to information provided by the police department.


Theater groups working through tough times

WELL, it has certainly been quite a year for theater companies in Contra Costa County.


Antioch Middle School helps those in need

The spirit of the season shined brightly at Antioch Middle School. A couple weeks before winter break, staff decided to put together some food bags for their homeless families .


Loaves and Fishes performs daily miracles for those needing a good meal

Visitors sit down to eat while eating at the Loaves and Fishes at the First Baptist Church on Monday, December 15, 2008 in Martinez, Calif.


Word of Mouth

What LIP teen board members are talking about this week: MOVE OVER, STARBUCKS: On a chilly winter day, nothing is more tempting than a freshly baked pecan braid from Panera Bread in Fremont.


Antioch City Council names Parsons to vacant seat

A three-hour interview process with "Survivor"-style elimination rounds was what it took Thursday for the Antioch City Council to whittle a field of 13 applicants down to one new council member.


Dumbarton and Antioch Bridges Not Siesmically Fit

Caltrans authorities told Bay Area Toll Authority officials Wednesday both the Dumbarton and Antioch bridges are no longer seismically safe and must be retrofitted at the hefty price of $9.5 million each.


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"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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