Aptos, CA Divorce Buyout in California
Since 1979 Somerset Investors Corp. Co. has been considered a leader in the residential mortgage lending business and is currently licensed in 26 states, including California, offering its expertise in many of the circumstances that life brings to many homeowners. In most cases Somerset has been able to provide lower payments for the spouse remaining while giving large cash outs to the other. Our Divorce Buyout Loan Specialists work with you to determine how much of a loan you need and what it will cost to refinance.Following is an example of how Divorce Buyout works:
Example: John and Jane own a house valued at $500,000, with a mortgage (or mortgages) that total $300,000. If you subtract the value from the total loan about ($500,000 - $300,000) you get the equity of the house, in this case $200,000. If John and Jane split their assets 50-50, each have $100,000 equity in the house. Therefore, if John wishes to keep the house, he would need to refinance the mortgage(s) with a total loan amount of $400,000 and use the remaining $100,000 to buy out his spouse.
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| Aptos, California News |
Fire destroys building on 41st
Alexz Londos reports: It took almost 5 hours for firefighters of Capitola with outside help from neighboring counties to gain control and contain the blaze that was in the middle of a commercial district ...
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Local Jews defend, criticize Israel
Lying awake in a Bedouin tent somewhere in the Negev, Daniel Feder could hear the faint rumble of bombs echoing across the desert night.
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Rescued horses must find new home
Two of six abused and neglected horses -- Lucy and Molly -- seized from a Watsonville ranch in June are in desperate need of homes or temporary sponsorship, according to the Santa Cruz County Animals Services ...
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Downtown Santa Cruz parade rings in the new year for all ages
Hundreds, perhaps thousands, of people lined Pacific Avenue on a surprisingly warm December night to watch the Do-It-Yourself Parade and bid farewell to 2008.
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As You See It: Dec. 31, 2008
Who can afford a personal concierge? Great front-page article about Karissa Paxton, the personal concierge.
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The Don't List: Looking back on 2008, ahead to 2009
Of the dozens of performances and exhibitions I've been fortunate enough to cover for KQED during the past year, several stand out as events I don't think I'll ever forget.
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Santa Cruz woman marks holiday with gift of citizenship
For Griselda Galvan, this year's Christmas celebration will be like no other. The festive family dinner and the midnight Mass bring joy and illumination, but her feeling of contentment is heightened because ...
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As You See It: Dec. 26, 2008
Downtown not safe for kids In response to Josh Reilly's observations regarding the current state of Pacific Avenue, he very accurately describes it as "being untidy," having "annoying jerks" around, "some of ...
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Santa Cruz surfing club wants its logo back
As surfers around the globe write checks to help save the city's Surfing Museum, the museum's co-founders are steamed that they no longer have one of their best fundraising tools: T-shirts bearing old surfing ...
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Local Emergency Responders Practice Water Rescue
The water off the Capitola Wharf and Esplanade became the site of a water rescue Dec.
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The Aptos History Corner
Brought to you by the Aptos History Museum The Aptos History Museum has a lovely collection of "antique" Christmas Cards on display.
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Relatives, friends remember deaths among homeless population
Tibetan-style prayer flags listing the name age and year of death of a Santa Cruz County homeless person hang at the Homeless Services Center in Santa Cruz on Monday Carl White lit a white votive candle and set ...
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Gas prices start rising
Gasoline prices on the rise After three months of falling prices, gasoline is getting more expensive locally.
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Scotts Valley wants shot at federal funds for new library
Some city leaders see the upcoming presidency of Barack Obama as a "once-in-a-lifetime opportunity" to grab federal money to help build the planned new public library.
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Aptos' Frear places in top 15 at Muir Beach Trail Run 50k
Paul Frear of Aptos took 13th place in the Muir Beach Trail Run 50-kilometer race Saturday, held in the Golden Gate National Recreation Area in Marin.
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Roadshow: Cost to replace on-and-off Prius headlights can run $950 a " or nothing
Q I don't know if you've already discussed replacement costs for Toyota Prius headlights, but "... Steve Armstrong San Jose A Oh, we certainly are today.
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Bipolar support group helps moms cope
There is a negative stigma attached to the word "bipolar." Sometimes it's the punch line of a joke.
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The fire is just the beginning: Families struggle through pain, joy of rebuilding
As autumn turns into winter, signs of rebirth in Larkin Valley are everywhere. Tough, verdant grasses are helping to heal scarred hillsides.
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County Addresses Challenge of High-Density and Affordable Housing
Santa Cruz County cleared one hurdle toward meeting state requirements for afford-able housing development when it designated eight parcels for such use in 2006.
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Santa Cruz County Updates
More than 100 residents turned out on Oct. 28 for a special evening meeting of the Santa Cruz County Board of Supervisors to support keeping the Aptos property, commonly known as Par 3, zoned for parks and ...
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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