Woodbridge, CT Mortgage Refinance in Connecticut
We make it easy to get the lowest mortgage refinance interest rate in Woodbridge, CT.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Woodbridge, CT residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Woodbridge, Connecticut drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Woodbridge, CT residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Refinance Articles
Reasons to Refinance Now Beat the Subprime Mortgage Crisis Return to bad credit mortgage refinance in the state of CT
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| Woodbridge, Connecticut News |
School secretary charged with theft
Susan Cantin was a trusted, well-liked Amity High School employee for 18 years. So when accusations suggesting that she stole more than $80,000 in school funds came to light in October, many of her fellow ...
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CitySeed has recipe for bilingual cookbook
Many of those who buy fresh produce and meat at CitySeed's farmers markets love their products, but often ask questions like, "How do I cook this beet?" So CitySeed Inc.
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Loss group proves priceless
Taly Noam and Ben Herzog were crushed when, at 36 weeks pregnant, Noam went for a routine ultrasound and their baby had no heartbeat.
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Former School Secretary Charged In Theft
Authorities said a former secretary at Amity Regional High School in Woodbridge has been charged with embezzling $100,500 in district funds.
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Year in Review: Trials, tribulations and change
The year 2008 was one of trials and tribulations, overshadowed by a tough economy, burglaries, deaths, accidents and the struggles of a group of Orange parents seeking a good education for their special needs ...
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Officials want money for fire training school
Local fire officials and state legislators hope the state will consider making money available to buy land for a new fire training school in the Naugatuck Valley, despite the turbulent economic times.
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Woodbridge pool closed for mandated repairs
WOODBRIDGE a ' The Beecher Road pool closed for federally mandated repairs on Dec.
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New look promised for old farm
The future looks bright for an old abandoned farm on Ford Road. Throughout most of the last century, the farm was operated by the Massaro family and extended for 110 acres on both sides of the country road ...
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Bethany leads in being green
Bethany is officially one of the greenest towns in the state. First Selectman Derrylyn Gorski joined state Sen.
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Emaciated dog thrives with loving care
They say it takes a village to raise a child, and it looks like that applies to canines, too.
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Roll-over accident on Rimmon Road
WOODBRIDGE a ' Firefighters responded to a roll-over accident on Rimmon Road around 3 p.m. Tuesday.
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Propane emergency in Woodbridge
WOODBRIDGE a ' A snow plow contractor reportedly ruptured two 1,000 pound propane tanks at a private residence at 821 Fountain Street around 11:30 a.m. Monday morning.
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ATC treatment inexcusable
The proceedings at the Dec. 9 meeting of the Woodbridge Town Plan and Zoning Commission were appalling.
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Heller elected to Woodbridge top board
The Board of Selectmen last week in an unanimous vote of members present voted to seat former Democratic Registrar of Voters Beth Heller on the BOS to fill the vacancy left by the resignation of Ellen ...
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Two Conn. School Districts Earn Kudos for Classroom Indoor Air Improvements
The Nutmeg State had two school districts, out of only eight nationwide, recognized by EPA for leading the way to prevent and solve indoor air quality problems in schools.
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NYC Ballet dancers lead - Nutcracker' cast
There will be some new wrinkles to the familiar tale of Clara and her menagerie this year, when the New Haven Ballet presents its annual production of the holiday perennial, "The Nutcracker." New York City ...
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Bethany Girl Scouts conducting a Warm Bed, Full Belly drive for Amity critters
Five 11-year-old youngsters from Bethany Community School are calling on local residents to help them help the animals this holiday season.
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Hamden school board wary of funding
Potential cuts in state funding has the Board of Education worried about how the Wintergreen Interdistrict Magnet School -- and other programs -- will be funded in the next school year.
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Teen Center, Realtor, Woodbridge police clash
What would you do if you reached out to your critics to make peace, and practically nobody showed up? This was the case with the Amity Teen Center last Thursday when they sent out invitations to local ...
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Coats in one pile, blankets in another
Think of this as triage for trousers. In a long, narrow building on Ella Grasso Boulevard, next to the Columbus House homeless shelter, mountains of mittens and carloads of coats arrive nearly every day.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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