Alford, FL FHA Loans in Florida
FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.
FHA loans offer Alford, FL residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.
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| Alford, Florida News |
Fire destroys barn, hay and tractor
A fire last Sunday afternoon on Mill Road near Alford destroyed a barn, a tractor and 300 to 400 rolls of hay at a local farm.
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Police Roundup for Nov. 28
The Marianna Police Department listed the following incidents for Nov. 28, the latest available report: One traffic accident, one burglary of a residence, one disturbance, one fight in progress, one animal ...
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Lake Wales Care Center ministry has grown significantly since food pantry days
The Lake Wales Care Center staff and volunteers are helpful elves making the holidays happy for those less fortunate this year, as they have done every year since 1985.
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Alford man charged in attack
An Alford man has been charged with aggravated battery and attempted robbery after allegedly attacking a juvenile with a pepper spray-type substance and then striking him in the head.
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It Takes A Lot Of Training (And Patience) To Tame A Wild Horse
Ellen Rosenberg 19.SEP.08 The story goes something like this: someone attends a mustang adoption, falls in love with a horse, buys it, brings it home, tames it, rides it, and they all live happily ever after.
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Multi-agency police efforts result in 32 arrests
A four-month investigation by the Chipley Police Department, Florida Department of Law Enforcement, Florida Highway Patrol and the Jackson County Drug Task Force paid off with 32 arrests, announced at a news ...
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Report: Truck passenger left scene of fatal accident
Herman Walker was not alone in his tractor-trailer July 11 when it struck another vehicle and killed a father of two and left a 9-year-old girl clinging to life.
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Chipley Drug Arrests
The following was released Monday by the Chipley Police Department: PRESS RELEASE The Chipley Police Department reports several drug arrest made recently.
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New Schedules for Jackson County Sheriffs Employees
The high cost of fuel has led to some significant schedule changes at the Jackson County Sheriff's Office which will become effective tomorrow.
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19-Year-Old Dies in Motorcycle Accident
A 19-year-old is dead after hitting a fence just south of Chipley in Washington County around 3:30 this afternoon.
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Fire destroys Cottondale Home
A fire Monday night destroyed a single-family home in Cottondale. "Basically, when we arrived it was fully involved," said Jackson County Fire Rescue Chief Tony Wesley.
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The Jackson County Sheriff's Office reported two arrests Friday in separate and unrelated burglary cases.
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Burglaries Reported in Jackson County
A Marianna man is in custody, after authorities say he confessed to stealing items from someone else's home.
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Young boaters missing in Choctawhatchee Bay; one body recovered
The body of a young boater missing in Choctawhatchee Bay since Sunday has been found.
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Toll road talk turns to Jackson County
Jackson County Development Council's executive director says a proposed toll road from Montgomery, Ala., to U.S. 98 can only bring benefits to the local community.
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Palm Beach County metro report
During the weekend, police arrested a Dania Beach man who allegedly stopped his car on Palmetto Park Road and Northeast Wavecrest Way, watched two young women walk in front of the car, then was spotted ...
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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