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Apalachicola, FL FHA Loans in Florida

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Apalachicola, FL residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Apalachicola, Florida News
New 911 Communications Group meets Jan. 14

In the ongoing interest for public safety in Franklin County, local officials, agencies and individuals came together on Nov.


Operation Compassion delivers 17 tons of food

The Carrabelle Church of God and Franklin's Promise have joined forces to bring relief to some Franklin County citizens hard pressed by the recent economic turndown.


Taranto back walking, a step at a time

A little over a year ago, Anthony Taranto was doing something so simple, so taken for granted, so matter of fact, that it's the basis of a very common joke.


2008: Year of landmark changes

In a year in which the entire nation's watchword was change, Franklin County had lots of changes of its own.


Cops for Kids share bikes for Christmas

Once again, Franklin County's finest, together with the support of area businesses and individuals, distributed bicycles on Christmas eve to the area's neediest children.


High profile murder cases may go to trial by end of '09

Prosecutors and public defenders in the 2nd Judicial Circuit will be spending the first part of 2009 prepping for two high-profile murder trials.


Community garden brings pride and benefits

Have you noticed an unusual amount of activity at the corner of 8th St. and Avenue F and wondered what was going on? That particular location, known as City Square, is the site of Apalachicola's new community ...


Gulf Alliance focuses more on economic impacts

On Dec. 10, the Apalachicola National Estuarine Research Reserve hosted the Gulf of Mexico Alliance Governor's Action Plan Workshop II at the Apalachicola City Hall meeting room.


Apalachicola Bay Chamber of Commerce posts demographics

In the January 2009 issue of the Bay Business Report, Apalachicola Bay Chamber of Commerce Director Anita Grove released a breakdown of chamber membership by location and category of business.


Boil Water Notice in Effect for Port St. Joe proper

A water main break this afternoon has caused a boil water notice for all of Port St.


Speed asks for return of assistant superintendent post

Speaking in the same room that now bears his name, retired Apalachicola educator Willie Speed appealed to school board members Dec.


Elections chief Gibbs honored upon retirement

Last week Franklin County was proud to honor one of its favorite daughters at a series of celebrations on the eve of her retirement.


Carrabelle celebrates coming of Christmas

Our community put on its party dress Saturday, Dec. 13 and joyfully celebrated the coming of Christmas, 2008.


An Apalachicola Christmas

Apalachicola is the premier Gulf oyster appellation. Even snobby oyster bars that normally don't include Gulf oysters feature these beauties from Northern Florida.


Cooperation, generosity helping build new library

News reports about the construction of the new Franklin County Public Library have drawn public attention and questions.


General urges diplomacy in Middle East

A retired Marine lieutenant general, whose 37-year career was forged in the crucible of Iwo Jima, urged county veterans last week to share with their churches and community a single message.


Lake supporters' influence growing

Photo by Brennan Leathers INTERESTED PARTIES in the operation of Lake Seminole and the Jim Woodruff Dam met Tuesday afternoon to hear remarks from Col.


School board moves forward on land deals

The Franklin County School Board stuck to their guns Dec. 11 regarding the sale of land to the county for a new urgent care clinic in Carrabelle, and moved forward with two other possible deals involving its ...


More of this story

Kisses, 8 months old, above left, and Bandit, 6 months old, have been all over Franklin County looking for a home.


Realtors drive to help food pantry

The Realtors Association of Franklin and Southern Gulf Counties is taking part in a holiday food drive, with all donations to be delivered to the Franklin's Promise Food Pantry.


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