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Reverse Mortgage
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Atlantic Beach, FL FHA Loans in Florida
FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.
FHA loans offer Atlantic Beach, FL residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.
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| Atlantic Beach, Florida News |
Mayport Cruise Terminal Debate Takes New Twist
Plans to build a cruise ship terminal in the historic fishing village of Mayport have the Jacksonville City Council faced with the decision whether to change zoning to allow it.
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Nice Day in the Sun
BRUCE LIPSKY/Staff Ray Jamrock and Betty Kaszula savor Christmas morning on Jacksonville Beach.
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Veterans center focuses on training, benefits
The Veterans Reintegration Center of Jacksonville offers military veterans and their families a variety of services, ranging from computer classes to financial training.
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Woman's car, maybe unlocked, hit by thief
BRUCE LIPSKY/Staff Just a matter of a few feet made this truck stuck in the sand Sgt.
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More of this story
In May, quadriplegic Dennis McDonnell of Jacksonville is carried from the ocean by volunteers at the a oeThey Will Surf Againa event in Jacksonville Beach.
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S-K-A-T-E returns for a session at O.P. Park
DILLON KITCHENS/Special to My Clay Sun Cameron Collette, 15, does a front blunt in November 2008.
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For kids' sake, anthology aims to polish hip-hop
By now, hip-hop has become a mainstream part of the cultural landscape for children on shows such as Sesame Street on PBS, Yo Gabba Gabba! on Nickelodeon and Choo-Choo Soul and Handy Manny on the Disney ...
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Crist to replace Manuel
A replacement for suspended St. Johns County Commissioner Tom Manuel will be appointed this week, St.
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NewYoga: A conflict of religion?
JOHN PEMBERTON/The Times-Union Sara Torbett leads a class at Yoga Life in Southside.
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Arrests made in 3 homicides of '08
Chris Viola/The Times Union Old Amelia Trailer Park employee Ed Gardner digs up the piping of a mobile home that was struck by a dump truck about 5:15 a.m. Friday.
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Car Accident In Atlantic Beach
Police are investigating after a car accident in Atlantic Beach. The accident occurred at the intersection of Cypress Landing Drive and Magnolia Landing Drive Friday night.
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Woman tries to flee undercover officer in prostitution arrest
The following is a compilation of reports from Beaches-area police departments: ATLANTIC BEACH - A 39-year-old woman was charged with engaging in prostitution and resisting an officer following an undercover ...
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Arrest Made in Regency Stabbing
The Jacksonville Sheriff's Office has announced the arrest of a man in connection to a Thursday night stabbing.
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Thanksgiving spirit at Mission House dinner
Notwithstanding the economic conditions facing our country, the true spirit of Thanksgiving was wonderfully displayed this year by the generous and caring people in the Beaches community.
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State legislature: Make wise choices
Others asked for mercy. All hoped their message would somehow stick in the minds of the lawmakers who will represent Northeast Florida in Tallahassee.
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Booksellers' Picks For Your Holiday Lists
Small-town America may or may not be the heart of the country, but it sure is at the heart of many of the books suggested by the independent booksellers this year.
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Sentencing Delayed for Former Cop Caught with Child Porn
Sentencing is delayed for a former Atlantic Beach cop who says he's fighting an addiction to child pornography.
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Atlantic Beach denies fence waivers
Business owners requesting to keep chainlink fences along the Mayport Road and Atlantic Boulevard corridors of Atlantic Beach were denied waivers Monday at the City of Atlantic Beach City Commission meeting.
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Wachovia building sold
Harbor Group International LLC announces that it has sold the 22-story Wachovia Tower at 225 Water St.
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Autumn on the Beach
A bicycle parade, music, crafts and other free holiday attractions will happen today at Beaches Town Center, where Atlantic Boulevard meets the beach.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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