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New Smyrna Beach, FL FHA Loans in Florida

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer New Smyrna Beach, FL residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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New Smyrna Beach, Florida News
Captured child porn suspect denies taking inappropriate photos

A man arrested Monday on 37 counts of possession of child pornography following a weeklong manhunt told his captors he's "not the monster the news is making him out to be," according to a police report.


Daughter In Child Porn Case Charged With Incest

The daughter of a couple accused in a child pornography case was charged on Tuesday with incest, the Flagler County Sheriffa TMs Office said.


Man Who Scaled Hotel Denies Porn Charges

Suspect Says He's Not 'Monster' POSTED: Tuesday, January 6, 2009 UPDATED: 12:56 pm EST January 6, 2009 BUNNELL, Fla.


Palm Coast family's charges now includes incest

A Flagler County father and daughter have been charged with incest in a case already focused on as an investigation of child pornography and prostitution.


Child Porn Suspect Scales Condo In Escape Attempt

A fugitive wanted on child pornography charges was arrested Monday morning after trying to escape from authorities by scaling down six balconies at a New Smyrna Beach hotel.


Child Porn Suspect Arrested After Scaling Hotel

A fugitive wanted on child pornography charges who authorities said may have been hiding out at sea was arrested early Monday morning after scaling down six stories of balconies at a New Smyrna Beach hotel, ...


2 arrested in burglary of New Smyrna home

A burglary Monday morning in New Smyrna Beach led to the arrest of two people and a search for a third accused of trying to ram a patrol car with his truck.


New Smyrna preservationist 'Doug' Davich dies

Michael Douglas Davich loved making old things new again. From the Ponce de Leon Inlet Lighthouse in Ponce Inlet to the CorMeth House in New Smyrna Beach, the New Smyrna Beach general contractor and ...


Suspicious vehicle leads to charges against three teens

Three teens face a variety of criminal charges, including armed burglary, after police said they tried to run from officers investigating a suspicious vehicle in a New Smyrna Beach apartment complex overnight.


Robbery Victim's Boyfriend Tricks Suspect Into Arrest

A Volusia County man accused of beating and robbing a woman was arrested thanks to a clever ploy.


Officials: 2 Dead, 5 Injured In Car Crash

Authorities say two people died and five more were hurt in a crash involving multiple vehicles along central Florida's Atlantic coast.


NEW Palm Coast man arrested in armed robbery

A 24-year-old Palm Coast man was arrested today in the robbery and pistol-whipping of woman he accosted while riding her bike, a Volusia County Sheriff's Office spokesman said today.


Fewer police officers killed in the line of duty

Greater use of bullet-resistant vests and stun guns helped reduce police deaths in 2008 compared with the previous year, two law-enforcement support groups report.


New Year's holiday schedule

In observance of New Year's Day, banks, courts, schools and government offices will close in Volusia and Flagler counties.


Pet Vet Cruiser announces January schedule

The January schedule for Volusia County's Pet Vet Cruiser has been announced. Residents in the unincorporated county can make appointments for the free and low-cost pet spaying and neutering service from 10 ...


Samples are ample at The Wine Bar

Blue FranswaGregory "Soulo" Lyons entertains guests during Moscato Mondays at The Wine Bar.


Keller Outdoor completes 3 major projects

In addition, Keller Outdoor recently completed landscape maintenance and renovation projects at Atlantic Villas Condominium and Minorca Condominium, two luxury resort communities in New Smyrna Beach.


New Smyrna Beach library plans Wimpy Kids event Jan. 24

The New Smyrna Beach Regional Library is looking for Wimpy Kid readers. They don't have to be wimpy themselves, they just need to be fans of the new 'Diary of a Wimpy Kid' books, a series of cartoon-based ...


New Smyrna police warn of ATM card ID theft

Police officials are urging bank customers to check their accounts in the wake of a recent ATM/debit card information theft.


Herbert Bossie, known for New Smyrna Christmas House, dies

For more than a decade and a half, Herbert J. Bossie Jr. illuminated the Christmas holiday for many folks with thousands of colored and clear lights adorning his Park Boulevard property.


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