North Miami Beach, FL FHA Loans in Florida
FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.
FHA loans offer North Miami Beach, FL residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.
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| North Miami Beach, Florida News |
Site of detective's murder memorialized
The City of North Miami Beach memorialized a fallen Miami Police Department detective by dedicating a portion of the road he was killed on exactly one year ago to the officer.
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Street to be named for slain Miami police Officer James Walker
Police and elected officials on Thursday will honor the late Miami police Detective James Walker, who was shot dead one year ago in North Miami Beach.
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Police: Officer Hospitalized After Car Crash
Police said an Opa-locka officer was hospitalized after another car struck his cruiser.
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Jews, Muslims Discuss Animosity In S. Fla.
A Jewish group and a Muslim group joined forces in North Miami Beach Tuesday night, sharing the same goal: To stop the violence between their people in Gaza and on the streets of South Florida.
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Winfrey Web site adds Holocaust story disclaimer
Oprah Winfrey has yet to comment on Herman Rosenblat and his debunked story of meeting his future wife in a Nazi concentration camp.
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Children's book based on Holocaust story is pulled
NEW YORK - The fallout continues from Herman Rosenblat's discredited Holocaust story.
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Teen Who Saw Mom's Fatal Stabbing Pleads For Tips
Police continued to search Wednesday for a man suspected of killing a South Florida woman on Friday.
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Police searching for man accused of killing mother of two
Police are searching for a man accused of brutally murdering a South Florida mother.
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North Miami Beach police: Huckster sought in slaying
Abraham Npaka of Zambia, police say, claims many embellished or bogus roles: author, doctor, secret agent.
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Small businesses feel big credit squeeze
Look to a warehouse full of more than $100,000 of office furniture in North Miami Beach to understand why Apricot Office Supply & Furniture is reeling from the economic crisis.
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Anger, sadness over fabricated Holocaust story
In this Sept. 25, 2008 file photo, Herman and Roma Rosenblat pose for a photo in their North Miami Beach, Fla.
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Coconut Grove's King Mango Strut finds fun in lean times
Jessica Gilmore was sitting on the curb, minding her own business when a man ripped off one of her flip-flops with a quick sweep of the arm.
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Armed & Dangerous: Homicide Suspect Being Sought
With few details about who died and how, the police department in North Miami BeachA issued aA statementA thatA Abraham Mpaka, 44,A is a suspectA in connection to a killingA at 2104 NE 167th Street.A Police ...
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Author, publisher defend disputed Holocaust memoir
In this Sept. 25, 2008 file photo, Herman and Roma Rosenblat pose for a photo in their North Miami Beach, Fla.
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Woman who lost eye launches visual-arts career
In one corner of the four-by-four-foot canvas, green and orange blend and swirl like tie-dye. In another, San Francisco's Palace of Fine Arts floats on a cloud.
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Stop, Or I Won't Shoot
Looks like the Fort Lauderdale police have a case of suicide-by-cop on their hands.
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Season's greetings: In North Miami Beach, the message is political
'Tis the season . . . to be campaigning. So says one North Miami Beach mayoral candidate.
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Auto Bailout Could Affect Smaller Businesses
Dec 19, 2008 8:22 pm US/Eastern NORTH MIAMI BEACH Randy McPherson says his shop does much warranty work for GM auto owners but now Shamrock Auto Trim is relying on the sale of accessories made by them over the ...
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Fire Damages NMB Costco, Store Remains Closed
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Fire Closes Costco Store In North Miami Beach
Officials are investigating after a fire broke out in a Costco department store leaving behind a smokey mess and millions of dollars in damages.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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