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The Villages, FL Divorce Buyout in Florida

Since 1979 Somerset Investors Corp. Co. has been considered a leader in the residential mortgage lending business and is currently licensed in 26 states, including Florida, offering its expertise in many of the circumstances that life brings to many homeowners.   In most cases Somerset has been able to provide lower payments for the spouse remaining while giving large cash outs to the other. Our Divorce Buyout Loan Specialists work with you to determine how much of a loan you need and what it will cost to refinance.Following is an example of how Divorce Buyout works:

Example: John and Jane own a house valued at $500,000, with a mortgage (or mortgages) that total $300,000.  If you subtract the value from the total loan about ($500,000 - $300,000) you get the equity of the house, in this case $200,000.  If John and Jane split their assets 50-50, each have $100,000 equity in the house.  Therefore, if John wishes to keep the house, he would need to refinance the mortgage(s) with a total loan amount of $400,000 and use the remaining $100,000 to buy out his spouse.

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The Villages, Florida News
Expo to show locals to new destinations

Why not follow up the holidays by seeing something new in the Sunshine State? The second annual Florida Travel Expo at The Villages hosted by Prof Inc.


Villages residents unfazed by recent increase in cost of gasoline

Sudden recent increases in gasoline prices haven't fazed Villagers like Marilyn Cavanaugh - yet.


Medicaid funds for Hospice could be gone as part of sweeping health-care cuts

State lawmakers have a big current-year budget hole to plug - $2.3 billion, to be exact.


Postal officials delay Villages carrier annex plans

Postal budget concerns have hit home. Not only will you pay more soon for priority and express mailing services, but the U.S. Postal Service also has delayed plans for a proposed carrier annex to serve The ...


Church members make prayer squares for troops overseas

During most evenings, Lucille McGraw, of Summerfield, can be found knitting. But instead of working on socks or sweaters, she knits together small squares of yarn.


American Legion post doubles building size to accommodate its members

Visit American Legion Post 347 during any of its many events. This local post of the wartime veterans group is strapped for space.


Tri-county residents give during holidays

There's a lot that tri-county area residents can give to make someone's holiday season special.


Fluctuating gas prices

Published: Friday, January 2, 2009 at 6:01 a.m. Last Modified: Thursday, January 1, 2009 at 5:34 p.m. Average drivers notice.


Beware of phone scams involving public agencies

David Davis was skeptical when he received a call from a phone solicitor who said he was collecting donations for a police organization.


Bush pardons man who helped Israel during wartime

By DEB RIECHMANN In a gesture of forgiveness for an American considered a hero in Israel, President George W. Bush on Tuesday granted a pardon posthumously to a man who broke the law to supply aircraft to Jews ...


Lock up your quarters

No competition ... golf carts are the favoured mode of transport in The Villages, Florida, the largest gated community in the world with 75,000 residents mostly over 55.


Residents and their guests enjoy a summertimea weather in the villages

"Oh, the weather outside is frightful" may be the words of a popular Christmas song, but not in Florida, not in The Villages, and not the day after Christmas.


Health alliance, HMO forge historic agreement

The Central Florida Health Alliance has approved an agreement that provides Villagers and other area residents with what may be unprecedented access to health services through a managed Medicare program.


Gift cards remain viable option in Christmas Eve dash

Christian Commini set the pace. Less than two minutes into the first Sumter County Sheriff's Department's Shop with a Cop, the 10-year old, who was shopping with three siblings, made his first purchase - a Star ...


Miami 'unsung hero' pardoned

A Miami man imprisoned more than a half-century ago for his help flying weapons to the Jews who fought to create Israel received a posthumous presidential pardon Tuesday.


Villages Public Library holds winter programs for people of all ages

On Tuesday morning, Kim Steen decided to take her middle child, Luke, to the Villages Public Library for its holiday craft program.


Bush pardons 19, commutes 1 prison term

December 23, 2008 - -- Before leaving for the holidays, President Bush on Tuesday commuted the prison sentence of a drug offender and granted 19 pardons, including one to a man who helped the Jewish resistance ...


Villages growth an anomaly as state population fluctuates

It's easy to spot Greg Rich most evenings at Lake Sumter Landing Market Square. Freshly transplanted from Duluth, Minn.'s winter wonderland, the Village of Sunset Pointe resident is the guy dressed in a ...


Residents can register now for the rock wall climbing adventure in Gainesville

When you climb, you concentrate. And you reach an inner peace. Jackie Matthews equated climbing a rock wall to a well-loved Villages activity.


Villages Parrot Heads Club records banner year for giving to local charities

The Villages Parrot Heads Club is not a philanthropic organization, yet the local group lives its "Party with a Purpose" motto, and has given $38,718 in cash and in-kind donations to local and national ...


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"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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