Armuchee, GA Mortgage Refinance in Georgia
We make it easy to get the lowest mortgage refinance interest rate in Armuchee, GA.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Armuchee, GA residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Armuchee, Georgia drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Armuchee, GA residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Reasons to Refinance Now
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| Armuchee, Georgia News |
Not your average smith - Armuchee's Marigrace Smith operates Songbird Forge
She recently allowed Rome News-Tribune photographer Ken Caruthers to watch her complete a project - a steel and copper ladle for her mother, Debbie Smith - from start to finish.
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Ladies, the fall/winter edition of Magnolia is coming Monday
Look for Magnolia at more than 50 locations in Rome beginning Monday. Click here for a sneak peek of a few pages from the upcoming edition of Magnolia.
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3-vehicle wreck sends Roman to hospital
A Toyota sedan was turning west onto Alabama Highway near the Evans Store and Huffaker Road when it pulled into the path of a tanker truck driven by Edwin Chapman of Armuchee.
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Gingrey speaks at rally for Chambliss at Etowah Center
Saxby Chambliss at the Etowah Senior Adult Recreation Center. A morning breakfast rally for U.S. Sen.
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What's up today
Today's artwork is by Mario Oliver Agee, a student at Armuchee Elementary. Eclipsed will be performed at the E.H. Young Theatre on the Berry College Campus today at 8 p.m. and Sunday at 2 p.m. Admission is $7. ...
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Man who was stabbed arrested after being treated at hospital
A man who was stabbed in Armuchee on Monday night was taken to a local hospital for treatment and then arrested on battery and drug charges, according to Floyd County police.
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Roman Record spotlights business news, public information
In todays Roman Record, the Small Business Snapshot spotlights Honeymoon Bakery.
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New Sigma Delta Pi Members inducted at Berry College
The Berry College chapter of Sigma Delta Pi, an honor society for students studying Spanish, inducted nine new members during a recent ceremony in Barnwell Chapel.
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Four teens arrested on drug charges
The Rome-Floyd Metro Task Force late Tuesday arrested four on drug charges after they conducted a search of an apartment on Warren Road and found marijuana, methamphetamines and ecstacy, reports stated.
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War veteran, Floyd County resident recalls time in service
W.C. Thornton survived WW II, the Korean, Vietnam wars W.C. Thornton grins Monday afternoon as he tells war stories with his son David at his brother Bill's house in Armuchee.
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Armuchee man found dead in woods
Rome News-Tribune Staff Writer Respond to this story Email this story to a friend A 58-year-old Armuchee man was pronounced dead Sunday at 9:25 a.m. by Deputy Coroner Ernie Studard.
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Coosa, Trion win cheerleading titles
Two local teams have helped continue the trend of North Georgia dominance in cheerleading as Coosa and Trion have each won state cheerleading titles in Columbus.
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Poulos - Hibberts Wedding
Meagan Damara Poulos and Daniel Scott Hibberts were married at 2 p.m. Saturday, October 4, 2008, at Shannon Congregational Holiness church in Shannon.
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Even away from the polls, voters are talking about election
Heather Lindley stands with her son, Sam, at the Honeymoon Bakery Tuesday morning after voting.
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Floyd County students to get free flu shots
Floyd County students will be eligible to receive a free flu shot at school this year.
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Injury wreck cleared on Garden Lakes Boulvard
A Rome woman was hospitalized this evening after a van she was driving was struck by a trailer that broke loose from another vehicle on Garden Lakes Boulevard.
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Man caught trying to steal camera, cell phone; Man woken by breaking glass finds DVD player stolen
According to Rome police reports: Police caught the suspect, Robert Blake Hubier, 21, of 45 Collins Youngblood Road in Armuchee, in the act of trying to take a $700 Sony Cyber Shot Digital Camera and a $150 ...
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Pepperell Elementary's Suzie Henderson named Floyd County Schools teacher of the year
Pepperell Elementary's Suzie Henderson named Floyd County Schools teacher of the year
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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