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HI FHA Loans in Hawaii

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer HI residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Hawaii News
Lingle "impressed" with Palin

Hawaii's Republican Gov. Linda Lingle enthusiastically endorsed Alaska's Gov. Sarah Palin as Sen.


Democratic platform adopts native Hawaiian recognition

DENVER>> Recognition of native Hawaiians is back in the Democratic Party's national platform.


Democratic platform supports Native Hawaiian self-determination

The Democratic Party platform adopted at the national convention in Denver includes support for Native Hawaiian self-determination and sovereignty.


University of Hawaii gets $60M for campus improvements

The University of Hawaii has received $60 million for capital improvement projects throughout the state.


Akaka bill a part of Dems' platform

Recognition of Native Hawaiian rights as part of the Democratic National Committee platform easily cleared a crucial procedural hurdle Monday and is almost certain to be embraced in a full vote today.


UH campuses to get $60 million in capital improvement projects

The governor's office said Monday that the bulk of the money -- more than 58 million dollars -- will be used for repair and maintenance projects, capital renewal projects and other facility improvements at all ...


Recycling Program a Success in Hawaii Kai

In a 92-page evaluation report, positive results from the pilot communities in Mililani and Hawaii Kai indicate that the three-bin collection system, integrated into the twice-weekly pickup system, has worked ...


Hawaii soldier, convicted of domestic violence, allowed to remain free

A judge today allowed an Army soldier to stay out of prison for at least another month while his request to be pardoned for a domestic violence conviction is processed.


Hawaiians Lasso Cheyenne

ENLARGE One hundred years ago, in August 1908, three Hawaiian paniolo--cowboys--galloped off with top honors in steer roping at Wyoming's Cheyenne Frontier Days Rodeo.


Native Hawaiian issue returns to Democratic convention

Support for Native Hawaiian rights is again in the draft Democratic platform that will be voted on at the national convention next week, four years after the plank was omitted to the dismay of Hawaii Democrats.


$1.85M released for work at Hawaii schools

Nearly $1.85 million has been released for capital improvement projects at Linapuni Elementary School and Kalihi Waena Elementary School on O'ahu and two planning studies covering schools on O'ahu and ...


City Council Honors Fallen Hawaii Soldier

Honolulu City Council members on Wednesday honored 1st Lt. Jonathan Brostrom, a Hawaii soldier killed in combat in Afghanistan last month.


Hawaiian Blessing Sets Stage for Transformation of Coal-Fired Plant to Bioenergy Facility

U.S. Senator Daniel Akaka and U.S. Representatives Neil Abercrombie and Mazie Hirono helped launch Hawaii's newest renewable energy project at a Hawaiian blessing ceremomy for the Hu Honua Bioenergy Facility in ...


Hawaii's disaster warning system gets $8 million upgrade

When a natural disaster strikes, Hawaii will be better prepared. The State will receive more than $8 million to upgrade its disaster warning system.


Hawaii Public Radio to cover election

Hawaii Public Radio will broadcast local election coverage that includes two live, weekly call-in programs as well as six debates - three of them before the primary and three of before the Nov.


A few choice words about Hawaii, U.S.A.

In the summer of 1979, Jimmy Carter planned a short stop in Hawaii on his way home from an energy summit in Tokyo.


Demonstrating Hawaiians claim royal palace

Native Hawaiians claiming to be the state's legitimate rulers were able to take over the grounds of the historic Iolani Palace on Sunday.


Police arrest 20 in Hawaiin palace takeover

A group of Native Hawaiians claiming to be the state's legitimate rulers occupied the grounds of a historic palace for two hours before being arrested by state officers in the second recent takeover of its ...


More Obama Madness in Hawaii: Goes to Magic Island for Beach with Fam

Local media is reporting that Barack Obama took his family to Magic Island today for a dip and some sun.


Made in Hawaii still a big draw

The 2008 Made in Hawaii Festival, which showcases locally grown and handcrafted goods, is expected to bring more than 35,000 attendees to the Blaisdell Exhibition Hall and Arena when it debuts today.


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