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FHA Loans

FHA loans differ from conventional loans in a number of ways. The down payment required for a FHA-insured loan, is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

FHA loans offer borrowers several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3.5-5%

The FHA is also more flexible in calculating factors to determine whether or not to approve the loan factors such as household income and repayment ratios.

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Keaau, Hawaii News
Newswatch

State officials have captured a coqui frog hiding out in Manoa. The invasive frog had been living in the yard of a home on a quiet dead-end road on the east side of the valley for the past few weeks.


Small biofuel farm bears fruit

If the vision of father and son farmers Christian and James Twigg-Smith becomes reality, acres of now-fallow sugar cane land will be growing crops again.


Big Island police tout benefits of new $4.5M Pahoa substation

When finished, the Police Department's new $4.5 million Pahoa Substation will improve efficiency, lower certain response times and provide greater convenience to the public, Hawaii County administrators said Friday.


Former Dayton resident now living in Hawaii: a I was a little scareda

Shelly Kemper had only 30 minutes of sleep before the tsunami alert sirens went off at 6 a.m. Kemper and her husband Michael packed some clothes and important documents to prepare for a day that had the potential to end in disaster.


Isle teens to perform on NPR show

The National Public Radio show "From the Top" highlights performances by young and talented musicians from concerts recorded on the Big Island starting next Saturday.


USDA Announces Funding Assistance To Help Rural Businesses

Agriculture Secretary Tom Vilsack today announced $144 million in loan guarantees to assist 54 rural businesses through funding made available through the American Recovery and Reinvestment Act.


One-year-old girl struck by car in Puna

PAHOA, Hawaii A one-year-old Pahoa girl was critically injured Thursday after being run over by an SUV in a driveway.


Puna traffic accident 02-12-10

Hawai'i Police Department Traffic Enforcement Unit Sergeant Christopher Gali Phone: 961-2332 February 12, 2010 Report No.


Da Kine

LOOK >> Weather Channel meteorologist Jim Cantore, who tours the country exploring the climate in different regions, visited the Big Island for the episode entitled "Hawaii: Island of Adventure". The local episode of "Cantore Stories" will air Saturday at 5:30 p.m. on the Weather Channel.


Adult store in Keaau draws landowner's ire

W.H. Shipman Ltd. has gone to court to stop an adult video and lingerie store from operating in a shopping center across from Keaau Middle School on the Big Island.


W. H. Shipman Asks Court to Block Adult Store Near School

W. H. Shipman, Limited seeks to block the operation of an adult video, sex toy and product store in the Keaau Plaza across from Keaau Middle School.


Pahala Library will Reopen Jan. 25 - Major Renovations Completed

Pahala Public and School Library is scheduled to reopen on Monday, January 25 at 11 a.m. The Library has been closed for major renovations including health, safety, and accessibility improvements, and the installation of a new roof.


Brief asides

It's a rockin' Christmas gift for wave riders as 15- to 20-foot faces are expected to hit the north shores of Oahu, Molokai and Maui, today through tomorrow night.


Hawaiian Springs expands to Asia

Big Island bottler Hawaiian Springs is expanding into Asian markets. The company, based in Keaau, said Tuesday it has secured a partnership with the Hong Long-based Inter-Islands Distribution Ltd.


Large snake discovered on Hawaii island

KEAAU, Hawaii A Keaau resident made a surprising discovery Friday afternoon. He called authorities after finding a six-foot boa constrictor in his garage.


Magazine Gives 8 Hawaii Schools Bronze Rankings

Seven of the schools are on Oahu and one is on the Big Island . Only one of the schools is a charter school.


Macadamia orchard sold on the Big Island

A 736-acre macadamia nut orchard in Keaau on the Big Island has been sold to Geyser Keaau Hawaii LLC, a unit of California-based Geyser Holdings, for undisclosed terms.


San Diego firm buys Big Island's Kea'au Macadamia Nut Orchard

A San Diego-based real estate investment firm has acquired the 736-acre Keaau Macadamia Nut Orchard on the Big Island, according Colliers Monroe Friedlander, which brokered the deal.


Mt. View Library will Close for Interior Repairs Starting Dec. 1

Mountain View Public & School Library will close temporarily beginning on Tuesday, December 1 for interior renovation and maintenance.


Flash flood advisory for Hawaii island

The National Weather Service has issued a flood advisory for the Big Island until 6:15 PM Thursday.


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