Mortgage Refinance
We make it easy to get the lowest mortgage refinance interest rate in your area.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all you can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in your area drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate:
With adjustable rates on the rise you can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing:
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI:
Private Mortgage Insurance is usually required if your down payment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to eliminate that PMI payment by refinancing your mortgage.
Save Thousands in Interest:
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
Return to bad credit mortgage refinance in the state of NC
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| Angier, North Carolina News |
More illnesses linked to in tainted syringes from Angier
Posted: 6:45 p.m. today RALEIGH, N.C. - More illnesses are being blamed on an Angier facility that knowingly shipped unsterilized syringes to sick people.
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Teaching with grace: new ballroom studio in Angier creates friendly atmosphere, community of dancers
Just in time for the new season of "Dancing with the Stars," locals are strapping on their dancing shoes.
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Nbaa Marks Passing of Aviation Industry Leader John Baker
The following information was released by the National Business Aviation Association: The National Business Aviation Association today honored the memory of aviation industry legend and former Aircraft Owners and Pilots Association president John Baker, who died last week at his home in Angier, NC.
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Former AOPA President John Baker Passes Away
John Baker pictured at EAA Headquarters during a 1981 visit. March 12, 2010 - John Lee Baker, the second president of the Aircraft Owners and Pilots Association who served from 1977-1990, passed away on Thursday, March 11, at his home in Angier, North Carolina, at the age of 81.
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Search for uncollected 2009 municipal taxes in Wake County
Under and by virtue of the authority vested in me by Section 105-369 of the North Carolina General Statutes and pursuant to an order of the Wake County Board of Commissioners, I am hereby advertising tax liens for the year 2009 upon real estate described below.
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In Clayton, 1,000 teens celebrate the joy of no sex
From right, volunteer Jill Cooper helps Becca Jamison, 15, and Brittany Astin, 13, measure their ring sizes.
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Prostitution suspect a longtime Chappaqua resident, mother of 4
Melinda "Mindy" Brennan, arrested by an undercover detective after being accused of advertising on Craigslist to have sex for money with "upscale men," is a longtime hamlet resident and a recently divorced mother of four.
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Bikers and Bars: Churches get creative to draw worshippers
Thinking out of the box. That's what some local churches are doing to attract worshipers who may not feel comfortable in traditional church settings.
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The Alamance Scene: lots of food available
The A-O Civitan Club will hold a country breakfast at the A-O Community Center, 2806 Old N.C. 87, Elon from 7 to 10 a.m. Jan.
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Angier robber sought
On January 13 at 4:30 p.m. the Fidelity Bank located at 1305 N. Raleigh St. Angier, N.C. was robbed.
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New Hanover ABC administrators collected five-figure bonuses
A document released by state Alcohol Law Enforcement investigators Tuesday shows the father and son who ran the New Hanover County Alcoholic Beverage Control board collected significant bonuses in each of the past four years.
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Post office gives back
It was a a oeday of givinga Thursday Dec. 17 at the Angier Post Office. The local post office hosted a Blood Drive in combination with a customer appreciation day.
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Dresser
Published: Sunday, December 27, 2009 at 3:30 a.m. Last Modified: Wednesday, December 23, 2009 at 4:01 p.m. Philip L. Dresser and Bettie Smith Dresser of Wilmington are celebrating their 60th wedding anniversary.
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U.S. Army combine invites nine N.C. players
Nine North Carolina athletes have been been invited to the U.S. Army National Underclassmena s Combine Jan.
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State examines ABC boards' salaries, ethics policies
ABC liquor stores across the state have a wide range of employee salaries and policies.
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Owners react to their Congressman's vote
Democrats in Congress are celebrating after health care reform passed in the U.S. House over the weekend.
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Faith Notes
A fall festival is scheduled from 6 a.m. till 2 p.m. Saturday, Nov. 7, at First Assembly of God, 923 Booker Dairy Road, Smithfield.
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Doris Duke's Treasures at the Asian 2: Siam
The Duke fortune was started by a dirt-poor North Carolina farmer named Washington Duke who started the American Tobacco Company, a company that morphed into the American Tobacco Trust which owned and controlled 90% of the tobacco products in the world at the turn of the century.
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Bassin Day 2 ... the ladies flip flop
Barbara Gaskins and Monica Altman traded places in the co-angler division of the Women's Bassmaster Tour Championship after the second day of competition.
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Thomas - Nunn
Mr. and Mrs. Wes Thomas of Fayetteville, N.C., announce the engagement of their daughter, Leslie Ann Thomas of Fayetteville, N.C., to Travis Andrew Nunn of Charleston, a son of Mr.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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