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Hamlet, NC FHA Loans in North Carolina

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Hamlet, NC residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Hamlet, North Carolina News
Deputies arrest Ellerbe ATM robbery suspect

A South Carolina man has been arrested in connection with the daylight armed robbery of a man using an automated teller machine on Main Street, Ellerbe, Dec.


Moore teens facing charges

Four teenagers from Monroe have been arrested by the Richmond County Sheriffa s Office and Hamlet Police Department in connection with the theft of property from vehicles.


Hamlet assault victim is admitted to hospital

A Hamlet man was sent to Carolinas Medical Center in Charlotte following an assault at a house on Louis Breeden Boulevard, Hamlet police said.


Group home residents to get together

Residents of a group home in Hamlet are looking forward to getting to have breakfast with people from other homes that face similar challenges as they do on New Year's morning at Al's Diner in Southern Pines.


Whata s going on in and around Richmond County?

JAN. 2 CRUISE IN, downtown Hamlet, 5 pm. to 9 p.m. JAN. 3 COUNTRY BREAKFAST: 7 a.m. to 10 a.m. Jan.


Arrests may solve six crimes

Two men have been arrested on 10 criminal charges in connection with six different incidents of theft in Richmond County involving five different victims, said Capt.


Whata s going on in and around Richmond County?

Dec. 25 CHRISTMAS DINNER: Family First Services invites all families in need of Christmas dinner to celebrate the holiday season at a dinner from 1-3 p.m. Christmas Day at the Family First Facility, 164 ...


NC Guardsman wants citizenship before deploying

When Staff Sgt. Rene Reale deploys to Iraq for the second time early next year, he'll risk his life fighting alongside his fellow members of the North Carolina National Guard.

But when it comes to choosing a commander-in-chief, Reale has no say. As an British citizen, Reale was unable to vote in the November election. And that's something he'd like to change.

As a combat veteran, the 40-year-old Reale is eligible for citizenship under rules signed by President George W. Bush in 2004 that streamlined the process for service members fighting in the U.S. military. More than 5,000 soldiers have become U.S. citizens since then, and several thousand more, including Reale, are in the pipeline.


State cleans up site of local meth lab

A methamphetamine laboratory in Richmond County was verified by the N.C. State Bureau of Investigation and an environmental team sent in to clean it up, said Chief Deputy Phil Sweatt Monday.


In Hamlet, an early holiday

It was still October when Jennifer Guinn hung her family's stockings -- six red ones with the owner's name printed across each white cuff.


Gunmen break into home, rob woman

Three armed men broke into a Beeler Avenue residence and robbed the resident, Hamlet police said.


For E Company, pending deployment upends Christmas

EDITOR'S NOTE _ The 30th Heavy Brigade of the North Carolina National Guard returns to Iraq next year, including the 76 combat engineers of E Company.


Police arrest three teens

Three teenagers have been arrested by the Hamlet Police Department in connection with several thefts in Hamlet, said Capt.


N.C. town fears as its troops deploy again

Cpl. Jobel Barbosa holds his youngest daughter Annalise as his girlfriend Regina Ward holds his arm at the National Guard Armory in Hamlet, N.C., Monday, Dec.


NC town fights fears as its troops deploy again

Christian Tyler knew exactly how to get ready for her first day of school: She slipped into her uniform, poured a bowl of Apple Jacks and plopped down on the living room couch to watch cartoons and wait for her ...


Church hopes to bring smiles to hundreds

Bishop Marvin Taylor says that his church enjoys working with the youth of its community throughout the year, Christmas just allows them to do it in a bigger way.


Whata s going on in and around Richmond County?

Dec. 18 MINERAL SPRINGS: Winter Holiday Concert planned for Dec. 11 has been changed to Dec.


Man charged with attempted murder

Deputies arrested Travis Desmond Short, 32, Roses Drive, Rockingham, Sunday in connection with the incident where a man was shot and left for dead, said Capt.


Whata s going on in and around Richmond County?

Dec. 9 The Richmond County Republican Party will be holding its annual 'Christmas with the RCGOP meeting at the Ellerbe Springs Restaurant and Inn at 6 p.m. The guest speaker will be Jim Bention from Union ...


Lawmen issue holiday warning

A top priority for shoppers in Richmond County during the Christmas shopping season is protection of one's identity as well as physical property.


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