Adams Center, NY Divorce Buyout in New York
Since 1979 Somerset Investors Corp. Co. has been considered a leader in the residential mortgage lending business and is currently licensed in 26 states, including New York, offering its expertise in many of the circumstances that life brings to many homeowners. In most cases Somerset has been able to provide lower payments for the spouse remaining while giving large cash outs to the other. Our Divorce Buyout Loan Specialists work with you to determine how much of a loan you need and what it will cost to refinance.Following is an example of how Divorce Buyout works:
Example: John and Jane own a house valued at $500,000, with a mortgage (or mortgages) that total $300,000. If you subtract the value from the total loan about ($500,000 - $300,000) you get the equity of the house, in this case $200,000. If John and Jane split their assets 50-50, each have $100,000 equity in the house. Therefore, if John wishes to keep the house, he would need to refinance the mortgage(s) with a total loan amount of $400,000 and use the remaining $100,000 to buy out his spouse.
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| Adams Center, New York News |
Adams Center man pleads guilty to lesser charge
An Adams Center man, arrested during the summer on charges of Petit Larceny and a felony count of Falsifying a Business Record, entered a guilty plea to a reduced charge in Jefferson County Court Wednesday ...
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Legislators consider rescinding gas tax cap
With Jefferson County legislators reluctant to charge towns for election expenses, they've targeted another area to make up the lost revenue: the gas pump.
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County wants towns to help pay costs of elections
Obscured amidst trumpeting of spending decreases and lowering the tax rate was a proposal by Jefferson County's budget team to recoup $250,000 from the towns and city for running elections.
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Truck Carrying 22 Tons of Paper Rolls Collapses on Interstate 81
One Pennsylvania truck driver says it is a lucky thing that no one was hurt along Route 81, just outside of Adams Center.
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Volunteer driver to keep on trucking
WHO: Marilyn A. Smith , 69, Adams Center, has been driving for the Volunteer Transportation Center Inc., Watertown, for the past decade and says she'll continue to help people get where they want to go until ...
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County hires personnel director
St. Lawrence County has hired a former human resources manager from the Watertown City School District and Jefferson County as its personnel director.
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Pumpkin Production Patchy
Good grief, Charlie Brown! It's boom or bust in this year's pumpkin patch. Cool weather didn't nudge bees into pollinating the flowers of pumpkins, but those that bloomed on a warm, sunny day grew in girth ...
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courtesy of john wayne
It was more than 35 years ago that John F. Burns sat his son Gary W. down at his Watertown studio and took the student's senior portrait.
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Dislike political ad
I think Republican state Senate candidate Dave Renzi has stooped to a new low, using little children to do his dirty work on TV against Sen.
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Clifford F. "Kippy" Burke, 83, Rodman
Clifford F. "Kippy", Burke 83, 24849 County Route 197, died Tuesday, September 23, 2008 at his home under the care of his family.
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Several people charged with DWI, two for 2nd time
William A. Oatman, 28, Adams Center, was arrested Wednesday evening by Watertown police for the second time this year on a charge of aggravated driving while intoxicated.
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Conservative primary is costly for counties
An apparent attempt at a political end around has cost Jefferson and Lewis taxpayers more than $33,000 in avoidable election expenses.
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10 people cited with drunken driving
An Evans Mills woman was jailed Friday morning under $10,000 bail after being arrested by state police on a charge of driving while intoxicated and five other traffic counts.
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Victim of fatal fire in Adams Center identified
Thursday, September 04, 2008 at 8:05 p.m. The Jefferson County Sheriff's Office says 68 year old Joyce Nolan was the woman killed in a fire in Adams Center on Wednesday.
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Autopsy identifies woman killed in blaze
The woman killed in Wednesday afternoon's fire at Adams Center was identified Thursday as a former Hermon resident, Joyce Nolan, 68.
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No IDs On Victims Of Adams Center Fire, Cause Investigated
Police and fire officials are combing through what's left of a house in Adams Center in the wake of a terrible fire that happened Wednesday afternoon.
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1 man, 1 woman dead, another hurt in northern NY fires
One woman was killed and another hospitalized with serious burns after fire engulfed their northern New York home.
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Adams Center fire kills one
One woman was dead and another in critical condition with burns Wednesday night in the aftermath of an afternoon fire that broke out in a duplex on Route 11 here.
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Woman dies in Adams Center fire; Route 11 closed
Details are still sketchy at this time, but fire officials have confirmed a death in a house fire here at 10385 Rte.
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Fatal fire in Adams Center
One Jefferson County woman has died and another badly burned after an early afternoon house fire in Adams Center.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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