Altamont, NY FHA Loans in New York
FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.
FHA loans offer Altamont, NY residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.
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| Altamont, New York News |
Police, businesses ready for holiday rush
Spotlight News is news that affects the reader: local events, local taxes, local politics, local schools, local business, friends and neighbors.
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Guilderland Chamber to relocate
Guilderland Chamber to relocate Posted on: 11/26/08 Dan Sabbatino email: sabbatinod@spotlightnews.com The Guilderland Chamber of Commerce will have a new home after the Thanksgiving holiday.
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Just move it
The recent cold snap reminds us all in the Northeast that winter is definitely on the way.
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Barneys Unveils Hippie Christmas Windows
Barneys holiday theme this year is " Have a Hippie Holiday ," partly because no one's thought of it yet , partly because we'll all be walking around in frayed jeans and begging for spare change soon, partly ...
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Help Find Jaliek Rainwalker
Jaliek Rainwalker is missing. Born on August 2, 1995 to a mother who was addicted to drugs, Jaliek was removed from the home and placed into foster care.
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October snow
Department of Transportation workers Tim Cochran and Dave Bartlett get a plow truck ready for the snowstorm Tuesday, October 28.
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Expo promotes health and wellness
Spotlight News is news that affects the reader: local events, local taxes, local politics, local schools, local business, friends and neighbors.
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District hears public input on budget
Spotlight News is news that affects the reader: local events, local taxes, local politics, local schools, local business, friends and neighbors.
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Ryan's life, in their words
The letters R.I.P. are carved into a tree that was hit in an accident that killed Ryan Slingerland Wednesday, Oct.
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Ken Runion asks Warren Redlich to step aside during talks
Spotlight News is news that affects the reader: local events, local taxes, local politics, local schools, local business, friends and neighbors.
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Leaves, management change at Indian Ladder
Spotlight News is news that affects the reader: local events, local taxes, local politics, local schools, local business, friends and neighbors.
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Calling hours held for Knox teen
Calling hours were held Monday for a Knox teen who was killed in a car crash last week.
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Variety apple of buyer's eye
In the apple industry, variety is everything. And at Saratoga Apple, customers are encouraged to be adventurous.
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Concert Sunday to raise funds for suicide prevention
When the indie folk-rock band Catfish jams at a reunion concert here Sunday, they'll be missing the deep, resonant and soulful sound of their cello player.
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Guilderland gears up for budget season
Spotlight News is news that affects the reader: local events, local taxes, local politics, local schools, local business, friends and neighbors.
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Thousands lose power in Albany County
UPDATE: As of 8:15 a.m. the power has been restored. More than 5,000 customers were without power in Albany County Wednesday morning, according to a National Grid spokesman.
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Local business briefs: Sun., Sept. 28, 2008
Bruce McClellan, broker and owner of Pinnacle Realty, recently announced the addition of staff members Ryan Puvogel and June Schlichting.
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Challenge, pleasure in steeple repair
The soulful sound of the Sabbath has been missing from the foothills of the Helderbergs this summer.
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Irish music and arts festival
Irish eyes were smiling at the Altamont Fairgrounds this weekend. There was no shortage of music, vendors, Irish step dancing or art at the 12th annual Irish music and arts festival.
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A tragedy remembered in Guilderland
Spotlight News is news that affects the reader: local events, local taxes, local politics, local schools, local business, friends and neighbors.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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