Altmar, NY FHA Loans in New York
FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.
FHA loans offer Altmar, NY residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.
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| Altmar, New York News |
Community says goodbye to eight who died in fire
It was standing room only this afternoon in the community room at the United Methodist Church in Sandy Creek.
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8 die in town of Richland house fire
Eight people died in a house fire early Sunday at 1133 County Route 48. Terry Bennett, public information officer for the Oswego County Fire Coordinator's Office, said Oswego County dispatch received a call at ...
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APW voters approve project change
Tuesday, December 16, 2008 at 10:31 p.m. V oters A in the Altmar-Parish-Wiliamstown School District A approved a measure to change the scope of a capital project Tuesday night.
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APW voters OK change to capital project
Voters in Altmar-Parish-Williamstown tonight gave district officials the go-ahead to change the scope of a large capital project for the five schools in their district.
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Photos Glyph
Posted on Friday, December 05, 2008 at 11:55 a.m. Chuck from Pulaski was a "guardian angel" on 481 The Good Samaritan's name is Chuck, from Pulaski.A He is the man in the pick-up truck whoA drove 21-year-old ...
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Photos Glyph
Posted on Monday, December 08, 2008 at 5:26 a.m. Syracuse fire investigators say careless disposal of smoking materials in a first floor bedroom is to blame for a fire late Sunday night.
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Snow not stopping fishermen
Lots of snow isn't stopping fishermen in Oswego County. The Village of Altmar was socked with snow overnight as bands of lake effect blanketed the Tug Hill, but fishing enthusiasts from several neighboring ...
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Three charged with stealing trees from NY state forest
Authorities are charging three upstate New York men with illegally cutting down more than 70 trees in the Altmar State Forest.
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Thursday: Three Accused in Tree Theft
Three men cut and removed dozens of valuable black cherry trees from a state forest, Attorney General Andrew Cuomo announced Thursday.
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Re-vote set on APW school construction project
Declining enrollment and soaring costs have prompted the Altmar-Parish-Williamstown school district to close its two remaining older elementary schools.
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Salmon River Falls Unique Area a sight to see
It's not quite Niagara, but the natural sights and sounds of the Salmon River Falls Unique Area are almost as spectacular.
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APW district to close two elementary schools by 2011
" A decline in enrollment and a lack of funding is forcing the Altmar-Parish-Williamstown School district to close two of its elementary schools for good.
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Oswego County Sheriff's Office daily report
On 8/16/08, Glenn Heise, 75, of PO Box 496, Dexter, NY, was operating a 2005 Harley Davidson motorcycle northbound on SR 3 in the Town of Mexico at 6:45 p.m. when he reportedly ran over loose gravel in the ...
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USGS begins study of Tug Hill aquifer
How much water is in the Tug Hill aquifer? How clean is it? What happens to it if there's a dry year or a water-intensive industry grows in the region? This summer, the U.S. Geological Survey began a six-year ...
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participate in a monthlong fly-fishing program
There's no sitting onshore when you're fly-fishing - just ask 13-year-old James Gowans.
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Oswego County's Top Stories: Aug. 1, 2008
A dozen people 11 and older participated in the monthlong series of classes to learn about fly-fishing and other fish-related topics.
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Fly-fishing catches on
Brandon Paninski, 14, of Parish, examines a stone fly nymph during a fly-fishing workshop Wednesday at the Salmon River Fish Hatchery in Altmar.
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Oswego County Sheriff's Office daily report
On 7/24/08, Lloyd H. Coffey, 46, of 36 Coho Lane, Altmar, NY, was arrested for Harassment, Second Degree, a violation.
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You are where you live
In the past, upstate communities branded their inhabitants with labels, reminding them that even though you can change where you live, you can't change where they come from.
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New principal named at Bishop Ludden
Curt Czarniak has been named principal of Bishop Ludden Jr. /Sr. High School in Syracuse.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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