Astoria, NY Mortgage Refinance in New York
We make it easy to get the lowest mortgage refinance interest rate in Astoria, NY.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Astoria, NY residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Astoria, New York drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Astoria, NY residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Refinance Articles
Reasons to Refinance Now
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| Astoria, New York News |
Martha Stewart - Stewart in Touch with Prison Friends
Caption: Martha Stewart Mentor Foundation Royal Gala at the Waldorf Astoria. New York City, USA .... Lifestyle queen MARTHA STEWART has no regrets about her 2004 stint in prison - because she made some ...
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NYPD Daily Blotter
A man was clinging to life after cops found him severely injured on a South Ozone Park street early yesterday.
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Astorian Thanksgiving Weekend Edition - November 26, 2008 By Sooz of Joey in Astoria
Happy Turkey Day all! You know this edition is of course going to be food filled... we can't help it: it's Astoria! Whatever your taste, you'll be able to find a place to break bread this weekend.
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Shelter for youths on the brink
A controversial Astoria shelter for gay and transgender young people may be forced to shut down if it doesn't receive a quick infusion of cash.
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Five-Alarm Fire in Queens
Flames destroyed parts of the five-story building. Five-Alarm Fire Galleries Five-Alarm Fire in Queens MyFoxNY.com -- A five-alarm fire broke out in Astoria, Queens around noon on Saturday.
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Costco's Stamps of Disapproval
As the City Room blog has reported , Costco is running into considerable flack because of a store policy that doesn't honor food stamps: "Costco in general has a reputation of being a socially conscious ...
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Astorian Weekend Edition - November 20 By Foodista of Joey in Astoria
We're in for another cold one this weekend and what better way to spend it than to eat some yummy food.
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Triborough Bridge renamed for R.F.K.
"America's Royal Family" came to a park near the Triborough Bridge, which connects Manhattan, Queens and the Bronx, as it was renamed the Robert F. Kennedy Bridge on Wednesday, November 19.
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It Happened One Weekend: Price Protection All the Rage,...
Monday, November 17, 2008, by Joey 1) Price protection guarantees, or " PriceChopper insurance " as we like to call it, has replaced refrigerated lobby storage as the new development must-have. My, how times ...
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Drunk crash in Queens kills two
Cops probe the scene in Astoria on Sunday after a fatal crash claimed the lives of two women.
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2 Women Killed In Queens Livery Cab Accident
Two women are dead after riding in a livery cab that was struck by an SUV whose driver was arrested for suspicion of drunken driving.
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Gunfire and mayhem erupt after robbery attempt at NYC's famed Waldorf-Astoria Hotel
The 54-year-old guard, Gregory J. Boyle, was shot in the chest but was expected to survive, and a suspect was arrested on charges including attempted murder and assault.
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Top Chef Hits Astoria
Last night's premiere of Bravo's reality food show, Top Chef featured our very own neighborhood.
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Elderly woman badly injured after a possible hit and run in Astoria.
Police investigate a possible hit and run in Astoria. One of the first things you see on the scene is a cane in the middle of Astoria Boulevard.
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Woman Struck, Severely Injured by Truck in Astoria
A woman was stuck and severely injured by a truck Thursday morning in Astoria. The incident occurred at about 10:30 a.m. at the corner of 26th St.
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Cops Look for Serial Attacker
Police are looking for a man wanted in connection with a number of attacks in Queens and Brooklyn last month.
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Queens Rapist Attacks Women In Other Boroughs
A Queens rapist who targeted Asian women in their mid-twenties and early thirties has now struck in Brooklyn.
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Desperate Job Hunt
Nearly 1,000 people clutching resumes lined up outside the Pierre Hotel on Fifth Avenue yesterday in a desperate quest to get work - with some even trying to sell their place in line to late arrivals.
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Film Kingdom At Queens Fest
OFTEN, Queens can't get any respect. But this weekend, its status gets a boost as an international film festival takes over the borough.
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Astorian Weekend Edition - November 6, 2008 By Sooz of Joey in Astoria
I'm just going to start this off by telling you to go eat! It's been a little while since I've really tried new places in the nabe.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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