Horseheads, NY Divorce Buyout in New York
Since 1979 Somerset Investors Corp. Co. has been considered a leader in the residential mortgage lending business and is currently licensed in 26 states, including New York, offering its expertise in many of the circumstances that life brings to many homeowners. In most cases Somerset has been able to provide lower payments for the spouse remaining while giving large cash outs to the other. Our Divorce Buyout Loan Specialists work with you to determine how much of a loan you need and what it will cost to refinance.Following is an example of how Divorce Buyout works:
Example: John and Jane own a house valued at $500,000, with a mortgage (or mortgages) that total $300,000. If you subtract the value from the total loan about ($500,000 - $300,000) you get the equity of the house, in this case $200,000. If John and Jane split their assets 50-50, each have $100,000 equity in the house. Therefore, if John wishes to keep the house, he would need to refinance the mortgage(s) with a total loan amount of $400,000 and use the remaining $100,000 to buy out his spouse.
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| Horseheads, New York News |
Local Lottery Winners
Tuesday the lottery presented them with a check for seven million dollars at the Arnot Mall.
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Attempted Armed Robbery Investigation
We have new details about an attempted armed robbery in Horseheads Monday night.
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Horseheads lodge plans Jan. 18 breakfast
The Horseheads Old Oak Masonic Lodge #364 will hold its monthly all-you-can-eat breakfast from 8 to 11 a.m. Jan.
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Armed Home Invasion in Horseheads
State Police say they're investigating an armed home invasion in Horseheads that happened Monday night.
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Mutual aid contained blaze at Sorge's
Jyll Painter showed up outside her Market Street shop at 3 a.m. Dec. 27 in time to watch a blistering inferno consume Sorge's Restaurant and threaten her hair and make-up studio along with other nearby ...
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New Officer at Elmira Police Department
You'll soon see a new face patrolling your streets to keep you and your family safe.
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Arctic League Donors
Kurt and Karen Freudenreich, Mechanicville Patricia Anne Friends, Elmira Ralph and Bonnie Gestwicki, Elmira Rosa Giammichele and staff of Hair Hut and Tanning Salon, Elmira Heights Barbara Gray, Pine ...
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New Yeara s Eve: Staying In
On this last day of 2008 in the Twin Tiers: Blustery conditions with whipping winds.
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Rules for Christmas Tree Curbside Pickup
With the holidays coming to a close, you may be considering dismantling your Christmas tree and taking it out to the curb.
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Mark Harrison, of Spencer, works out at Diamond Gym in Horseheads on Monday.
Due to the souring economy, area health club owners anticipate a slight decrease in the number of new members who traditionally sign up after the holidays.
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Spirit of Christmas lives on in Horseheads
We would like to express our sincere appreciation to our neighbors for snow blowing and shoveling driveways and sidewalks for us and our neighbors during the recent winter storm.
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Party on: Economy won't dampen spirits
Bad times or not, many people will party Wednesday night like it's 2009. More of them may do it at home, or at the home of friends, which will help some Twin Tiers businesses.
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Scholarship honors memory of Horseheads graduate
One year ago today, Joseph Rich, a health-conscious, avid runner, died at the age of 49, leaving behind a wife, Beth Florin, and two twin children -- a boy, Alex, and a girl, Zoe.
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Corning, Horseheads women injured in crash
The driver and one of two passengers were injured Friday afternoon in a one-car crash on state Route 15 at its intersection with state highway 414 in Liberty Township, Tioga County.
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Recession affects church outreach
While the recession is affecting the income of some faith communities, it also is raising awareness of neighbors in need and, in some instances, might even boost giving.
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New Chemung County Sheriff's Deputy
A new Chemung County Sheriff's Deputy will be patrolling your streets to help protect your family.
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Report completed on soccer incident
A state agency has completed its investigation into an alleged racial incident at a girls' junior varsity soccer game in October between Vestal and Horseheads.
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Big Book closes early
Pearl Sutphen of Horseheads had her first orange, thanks to the Arctic League. 'I didn't know anything about Christmas.
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Medicaid Fraud Investigation Leads To Arrests
Elmira Police busted four people for Medicaid fraud, after a six-month joint investigation.
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Horseheads 5th-graders hold holiday bazaar
Students in Janet Nykiel and Amy Rial's fifth-grade classes at Horseheads Intermediate School held a holiday bazaar for their fellow students today.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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