Duncan, SC Mortgage Refinance in South Carolina
We make it easy to get the lowest mortgage refinance interest rate in Duncan, SC.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Duncan, SC residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Duncan, South Carolina drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Duncan, SC residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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| Duncan, South Carolina News |
A tree covers a portion of the path in Cleveland Park near Ridgeland Drive on Wednesday.
More than 3,400 Duke Energy customers in the Greenville area are without power today as high winds sweep across the area, the utility reported.
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Six compete to lead GOP back from defeats
Republicans, who lost control of the White House and Congress in the past two elections, must decide whether to give party chairman Mike Duncan a chance to reverse the losing streak or select one of his five ...
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Milestones
THE NINTH ANNUAL VETERANS CHRISTMAS CHARITY RIDE made the holidays a little brighter for 200 veterans at the Dorn Veterans Affairs Medical Center and more than 100 veterans in the Health Care for Homeless ...
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Continueda 2008 In Review - A Year of Loss, Homecoming and Voter Dissatisfaction
By Jay King HOMETOWN NEWS JANUARY The first month of 2008 brought the sad news that one of our own had been killed by a roadside bomb in Afghanistan.
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'Magic Negro' flap might help Saltsman
The controversy surrounding a comedy CD distributed by Republican National Committee chair candidate Chip Saltsman has not torpedoed his bid and might have inadvertently helped it.
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Lodging industry expanding locally
The Greenville-Spartanburg area's lodging industry is healthier than many other markets in the Southeast, according to the head of the state's hospitality association.
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Van strikes man crossing highway on Christmas
DUNCAN, S.C. Authorities say a 65-year-old man was killed Christmas night as he tried to cross state Highway 290 in Spartanburg County.
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Bond set for man charged in Greer woman's death in May
Sheila Grayson's niece burst into tears and yelled "he's going to kill my mother!" inside a courtroom this morning as a judge allowed bond for the ex-boyfriend accused of stalking and killing Grayson as she ...
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Holiday Sunshine Fund total grows by nearly $4,500
Contributions to this season's Holiday Sunshine Fund have increased to $34,753.50, with recent donations totaling $4,420. The Greenville News created the Holiday Sunshine Fund in 1978, and WYFF 4 joined as a ...
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WWW.MYRTLEBEACHONLINE.COM/KICKS
The Chancel Choir of Duncan Memorial United Methodist Church hosts a Christmas concert featuring the Charleston Symphony Musicians.
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Greer's District 4 vacancy piques interest
Voters will have seven names to choose from Feb. 3 when they go to the polls to choose the successor to Joe Baldwin who for 15 years has represented District 4, which encompasses most of the city north of Wade ...
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Answer Man: Librarians ask questions, too
Each new employee of the Beaufort County Public Library gets a tour of libraries and points of interest throughout the county, the better to answer customers' questions.
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Continueda Legals
NOTICE OF APPLICATION. Notice is hereby given that LAKE BOWEN SOCIAL CLUB, intends to apply to the South Carolina Department of Revenue for a license/permit that will allow the sale and on premises consumption ...
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House to ponder 3 powerful positions
Three influential leadership posts are in the balance as the state House of Representatives meets this week to assign committees and elect chairmen.
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Breaking Down the RNC Chair Race
Posted by: Matt Lewis at 9:16 AM Chris Cillizza has a very good "lay of the land" piece out on the RNC Chair Race .
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Telecommunications company to expand
An Upstate telecommunications company will bring 15 new jobs and a $12 million investment to Spartanburg County, according to the S.C. Department of Commerce.
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Arbor Day's a good time to plant a tree
Not to get all Joyce Kilmer on people, but if you're looking to do something worthwhile for the environment this winter, you could plant a tree.
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S.C. Republican Party Chair Running For RNC Chairman
South Carolina Republican Party chairman Katon Dawson said on Sunday that he is in the race to become Republican National Committee chairman.
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Food will fill backpacks of hungry York students
York elementary schools aim to send their neediest students home for Thanksgiving with backpacks full of food.
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Store evacuated due to suspicious package
Staff Writer Union's Wal-Mart was evacuated Wednesday while authorities investigated a suspicious package that arrived at the store.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Every other company said they could not help us. After speaking to about five companies, we really believed that no one could. Then we called Somerset, and your company proved us and those other companies wrong. We can't thank you enough for all your hard work and effort in getting us a low fixed rate. We can now breathe easier..." - L. Braun
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