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Augusta Springs, VA Mortgage Refinance in Virginia
We make it easy to get the lowest mortgage refinance interest rate in Augusta Springs, VA.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Augusta Springs, VA residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Augusta Springs, Virginia drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Augusta Springs, VA residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Refinance Articles
Reasons to Refinance Now
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| Augusta Springs, Virginia News |
County resident loves country life
After growing up in rural Rockingham County, Andrew Grogg knew he wanted to remain in the country.
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Two Children Still Missing
Two of the children from a weekend hiking expedition are still missing in the Augusta Springs wetlands area.
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2 missing children found in GW Forest wetlands
Two children missing in a wetlands area of the George Washington National Forest in Augusta County since Sunday evening have been found safe.
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Two children still missing in Augusta Springs Wetlands
AUGUSTA SPRINGS - Police say two children are still missing in the Augusta Springs Wetlands after becoming separated from their group Sunday during a hike in the George Washington National Forest.
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Officials Search for Missing Children
Search and rescue teams are combing through an area of wooded trails in Augusta County to find two children who went missing Sunday afternoon.
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Local People
EMORY - Through his commitment to community service and leadership, David Berry of Augusta Springs has been recognized as a Bonner scholar at Emory & Henry College.
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Community News
Salvation Army accepting applications for holiday assistance: Residents of Staunton, Augusta Springs, Churchville, Craigsville, Deerfield, Fort Defiance, Greenville, Mint Spring, Mount Sidney, Mount Solon, New ...
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Crime Where You Live
Waynesboro Police are investigating a vehicle break-in that turned into a vehicle theft.
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Three men killed in 1950 crash
In a vehicular sense, July 1, 1950, was one of the most disaster-prone dates in area history.
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Crime Where You Live
Augusta County Sheriff's deputies say one farmer did some crime prevention of his own over the weekend.
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Clarence E. Morris
STAUNTON - Clarence Edward Morris, 80, of 340 Dupont Avenue and formerly of Poplar Avenue in Craigsville, died Saturday morning, June 7, 2008 at his residence.
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James D. Colvin
AUGUSTA SPRINGS -James David Colvin, 78, of 3334 Little Calf Pasture Highway died Tuesday morning, June 3, 2008, at his residence.
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Augusta County Board of Supervisors to host staff briefing today
VERONA - The Augusta County Board of Supervisors will host its monthly staff briefing today.
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Fourth-graders study habitats at wetlands
AUGUSTA SPRINGS - How many gallons of water do you think it takes to flush a toilet? 'Four,' Buffalo Gap sophomore Jenni Hendrick told the fourth-graders scattered around her.
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Burglary in Craigsville
CRAIGSVILLE - The Augusta County Sheriff's Office said a burglary occurred Saturday at a vacant home for sale in the 100 block of Augusta Springs Road. via Staunton News Leader
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Truck falls, claims life of area man
AUGUSTA SPRINGS - A 46-year-old man died of multi-system trauma Wednesday after a truck collapsed on him at his home in Augusta Springs. via Staunton News Leader
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Man Crushed by Truck
A man has died after being crushed by his own truck. The accident happened Wednesday evening in Augusta Springs, near Kunkle Tanyard Road. via WHSV
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Annual fair shows wool production
Sheep at Chester Farms near Augusta Springs. Chester Farms will host a wool fair at their Churchville location this weekend. via Staunton Daily News Leader
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Virginia gets serious about human rights with 1983 legislation
"The volunteers on the committees are the heart and soul of the human-rights system." Laws long have protected Virginia's mental-health patients from abuse and neglect. via News Virginian
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Prison searches visitors
"We do this on a routine, unannounced basis across the state" The Virginia Department of Corrections conducted a surprise search Saturday of vehicles, visitors and staff that were headed into the Augusta Correctional Center, according to a VDOC press release. via Staunton Daily News Leader
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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