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Axton, VA Mortgage Refinance in Virginia

We make it easy to get the lowest mortgage refinance interest rate in Axton, VA.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Axton, VA residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Axton, Virginia drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Axton, VA residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

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Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to bad credit mortgage refinance in the state of VA

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Axton, Virginia News
County wants lawsuit over industrial park dropped

The Pittsylvania County Board of Supervisors is asking a circuit court judge to dismiss a woman's lawsuit to halt the board's plans for a 3,500-acre industrial megapark off Berry Hill Road.


How's Your Cell Service - Part 2

Across the ABC 13 Viewing Area - Just about every cell phone provider is going to tell you they've got the most complete coverage.


Axton woman sues county to stop $4.2 million bond issue

Lawsuit targets 3,200-acre industrial park proposed off Berry Hill Road By TIM DAVIS/Star-Tribune Editor A lawsuit was filed last week asking a circuit court judge to order the Pittsylvania County Board of ...


Scouts, volunteers help plant

Area Girl Scouts joined Master Gardeners at Richard P. Gravely Jr. Nature Preserve to plant trees near the parking area as part of Community Planting Day on Sunday.


Henry Co. teen dies after being ejected from vehicle - roanoke.com

A Henry County teen on his way to a youth group meeting died in a wreck Monday near Axton, Virginia State Police said.


Suspect indicted in spree

Grand jury indicts 37 Thursday, November 6, 2008 A Martinsville grand jury issued a dozen indictments in connection with a May shooting spree, according to court records.


Accident victim recalled fondly

Anthony Cline, a 16-year-old who was killed Monday afternoon in a car accident on Mountain Valley Road, was a "good kid" who was quick to make people laugh, several people said Tuesday.


Teenager Killed in Henry Co. Accident

State Police say 16-year-old Anthony Cline of Axton was killed just after 5 p.m. Monday when the car he was riding in ran off Route 647 in Henry Co., overturned, and he was ejected.


Axton teen killed in wreck

A teenager died Monday after being thrown from a vehicle in a wreck on Mountain Valley Road, according to the Virginia State Police.


Completion of water line phase marked

There are no boundaries to economic development, Henry and Pittsylvania county officials said Wednesday in announcing the completion of the second phase of a water project serving the Brosville Industrial Park ...


Carnival draws kids, costumes

A crowd of princesses, superheroes and other costumed creatures came out for a night of fall fun Saturday at the annual Jingling Bros Carnival and Candy Circus at Mount Calvary Church in Axton.


State senator urges locals to vote

From left, the Rev. Thurman Echols of Moral Hill Missionary Baptist Church and the Rev.


Easley man killed in crash on I-85

A 44-year-old Easley father of three was killed after his 2002 Ford Explorer collided with a 18-wheeler on Interstate 85 this morning, troopers said.


Comics teach online safety

If you have children in grade school, chances are theya ve grown up with the Internet and may be more computer-savvy than you are.


Morning Star Holy Church hosts candidate forum

Creating jobs and increasing peoplea s income would be the top two priorities if Sen.


Hospital Closes Unexpectedly

Patients are flocking to pick up their medical records at two Henry County clinics, after the facilities unexpectedly closed earlier this month.


Clinic closings detailed

Board members of two recently closed local medical centers said Monday that the centers shut down for "economic reasons" but did not elaborate further.


Rush hour traffic flows smoothly despite Guide Meridian closure

Traffic on Guide Meridian flowed fairly smoothly at peak times Friday, Sept. 19, despite it being closed between Smith and Axton roads.


After medical centers close, patients want their medical records

Two local medical centers shut down and patients want to know why. Both the Martinsville Family Medical Center and the Sandy River Medical Center in Axton closed their doors last week.


Health center closings leave patients stumped

Two area medical centers closed Tuesday with no explanation, leaving some patients wondering where to go for care.


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