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Antelope, CA FHA Loans in California

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Antelope, CA residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Antelope, California News
The Mailbox: Teri Watson

I am looking for a fudge recipe made with chocolate chips, whipping cream, butter and vanilla.


First Dog

Leslie Morey, 9 of Antelope gets a wet greeting from Shadow, a mixed breed dog waiting adoption at the Sacramento SPCA, Nov.


Sacramento detective specializes in realty fraud

It seemed like the unlicensed contractor was never going to have to answer to charges that he scammed an elderly Del Paso Heights couple out of nearly $200,000. Keith McGowan was a no-show at a sting set up by ...


Educator of Year finalists announced for Region 3

The California League of High Schools announced its 2008 Educator of the Year finalists for Region 3. The finalists, nominated by the league for their educational excellence, are Chris Angi, Oak Ridge High ...


Poll: Does California need another victims' rights bill?

Election 2008: voter guide Want to know who is running in your city? Your school district? Water board? Check out our online voter guide here.


Boy Dies When Vehicle Crashes Into Structure

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Citrus Heights Turns On More Traffic Cameras

The 30-day warning period will soon come to an end. Beginning Thursday, if you are caught running a red at Antelope and Garden Gate, bust out that checkbook because you'll be paying a $381 fine.


Police: Child Killed In Crash Was On Lap

A 5-year-old boy who died in a car crash in Antelope, Calif., had been sitting on his grandmother's lap when the accident occurred, police allege.


Child Killed When Grandmother's Car Crashes into Carport

A 5-year-old child has died in a tragic and perhaps avoidable accident in Antelope Tuesday afternoon.


Dirty, Damaged Chimneys Pose Fire Danger

Dry, windy conditions are spreading new fires all over California, but the chill in the air is creating another type of fire danger that officials say is preventable.


Detectives Make Plea to Find Man's Killer

Thursday, a man's badly injured body was found behind dumpsters behind businesses on the 7100 block of Walerga Road in the Antelope area.


Harley-Davidson Road King And Street Glide - Readers' Rides

Want to get famous without killing someone or taking off your clothes? Then send us a few pics of your bike.


Life inspires book for kids

Bob Dandeneau and Reva Camiel visit area schools to talk about Dandeneau's encounter with homelessness, which inspired a book.


Bicyclist killed in Roseville is identified

A bicyclist killed in an early morning crash Thursday on a Roseville thoroughfare has been identified by Placer County coroner's officials as Cory Peck, of Sacramento.


Retirement could be a walk in the park for city official

Bob Fleming says he found Land Park calming. SHIRLEY BITTANTE The man responsible for keeping Sacramento parks in tip-top shape has announced plans to retire early next year.


When political vandals hit, parties have united message - knock it off

Greg Larkins, who leads Sacramento County's Democratic Party, returned Monday to his Antelope-area home to find his garage door spray-painted with an insult and a sign supporting Sen.


Looking for Mr. Right in new Delhi

Anita Jain was sitting on a couch in her parents' roomy tract house in Antelope, Calif., a few days away from returning to Delhi for the next chapter of her life.


Homeless man's life inspires 'Junkman' books for kids

Bob Dandeneau and Reva Camiel with a puppet used in classrooms. COURTESY OF REVA CAMIEL Click on photo to enlarge Bob Dandeneau led a mundane life until 1995, when he suddenly became homeless.


Antelope-North Sacramento

Jessica Martinez, 23, of Sacramento was one of five people selected to tour the United States on the Macy's Ragged Road Tour Bus.


Dozing Driver Smashes Car Into Hydrant

A giant gusher of water flew skyward early Wednesday after a driver fell asleep and smashed a car into a fire hydrant in Antelope, the California Highway Patrol said.


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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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