Antioch, CA Mortgage Refinance in California
We make it easy to get the lowest mortgage refinance interest rate in Antioch, CA.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Antioch, CA residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Antioch, California drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Antioch, CA residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
" Traditional banks make their customer fit the loan; at Somerset Mortgage Lenders we make our loan fit the customer. "
Return to mortgage refinance in the state of CA
| Antioch, California News |
Aunt Charged In East Bay Teen Torture, Slaying Case
An Antioch mother was charged Friday with murder, torture and child abuse for allegedly abusing and killing her 15-year-old niece, Jazzmin Davis , according to Contra Costa County Deputy District Attorney Hal ...
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Antioch woman charged in girl's death
Despite evidence that Jazzmin Davis had suffered severe abuse for more than a year prior to her death Tuesday, a child welfare official said two visits to her Antioch home during that period revealed no signs ...
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DVC grade-scam suspect acquitted
A former Diablo Valley College student employee accused of illegally changing grades is innocent on all counts, a jury decided this morning.
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Some East Bay school districts struggle to meet state, federal standards
Some East Bay schools and school districts met state and federal achievement standards in 2008, while others stumbled, according to accountability data released today by the state Department of Education.
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Police: Antioch girl lived in squalor, was beaten the morning she died
Police: Antioch girl lived in squalor, was beaten the morning she died
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Two arrested, two sought in armed robbery:
A 26-year-old man and a 17-year-old boy were arrested Monday after an armed robbery, and police are looking for two more adults believed to have been involved.
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Briefs: Antioch man shot to death in East Oakland
Police said the victim, Sheldon Johnson, used to live in Oakland and still had strong ties to the city.
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Life sentence for driver in fatal crash that killed Antioch father of 5
On March 31, 2007, Isidro Pena Soto was drunk, speeding along Highway 12 near Rio Vista with a load of methamphetamine in his sport utility vehicle.
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Rare butterflies bred in captivity released in Antioch
A Lange Metalmark butterfly lingers on a plant after release at the Antioch Dunes National Wildlife Refuge in Antioch, Calif.
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Auto burglaries an Antioch issue
A sign warns drivers to park at there own risk at the In Shape gym on Lone Tree Way in Antioch, Calif., on Tuesday, Aug.
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Candidate gets title demotion for Antioch mayoral race
On the Antioch city Web site, Jim Davis is listed as mayor pro tem. Davis gets the same billing on City Council agendas and other official documents.
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Two sentenced to life in Antioch killing
Two East County men were sentenced today to life in prison without the possibility of parole for killing a 20-year-old Antioch man who was shot in an attempted robbery as he left home for work in 2004.
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Two children from Antioch have been abducted by their mother.
ON AUGUST 26, 2008, AT 07:13 AM, RAYNA RASMUSSEN AND HER SISTER WERE ABDUCTED BY THEIR MOTHER FROM ANTIOCH, CA.
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Mosquito fogging in Antioch, Brentwood
The Contra Costa Mosquito and Vector Control District is scheduled to fog tonight to kill adult mosquitoes in areas of Antioch and Brentwood, the district reported.
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Amber Alert issued for Antioch girls, mother
The Contra Costa County Sheriff's Office has canceled an Amber Alert after two young Antioch girls were found safe with their mother, who has threatened to harm herself and the girls.
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Antioch opens two specialized high schools
As Antioch students returned to school Monday, nearly 300 teens embarked on a specialized curriculum at two new high schools.
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Police search for two girls missing from Pittsburg, Antioch
Police believe that two young girls last seen late Saturday ran away, while their parents said neither girl has ever been away from home for this long before.
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Teenager arrested in Aug. 10 slaying in Antioch
Police have arrested a 17-year-old boy in the fatal shooting of an Antioch man earlier this month, which investigators say was driven by a long-standing dispute.
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Gas prices posted at 7-11 gas station in Antioch, Calif., on Aug. 14.
A national survey shows gas prices have dropped 15 cents a gallon in the last two weeks.
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Pinole Police Dealing With Recent Rash of Robberies
Investigators believe three men arrested earlier this month after a shootout with police in Pittsburg could be responsible for as many as six robberies reported in Pinole since March, Pinole Police Chief Jim ...
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"I prayed day and night for a miracle...In less than a week, (Somerset) was able to stop the foreclosure and get a new mortgage for me. It was the best of times...I have Somerset Mortgage Lenders to thank until eternity for the miracle they were able to make come true." - Diane B.
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