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Aptos, CA FHA Loans in California

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Aptos, CA residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Aptos, California News
Student avoids prison for dry-ice 'bomb'

Nine days on the roadside picking up trash rather than a stay in prison is likely ahead for Justin Benjamin Levey, 19, after his "no contest" plea on Nov.


Aptos mom pleads not guilty to killing daughter

Using her long chestnut hair to shield her face from family and friends seated in the courtroom gallery, Veva Virgil pleaded innocent Wednesday morning to the charge she murdered her 31 2-year-old daughter.


Great blue heron found shot in Aptos dies after surgery

A great blue heron that was found shot in Aptos on Friday has died, the second to be shot and killed in Santa Cruz County in the past year.


Body of girl, 3, found in motel; mom arrested

An Aptos woman is under arrest for allegedly suffocating her 3-year-old daughter and leaving her body in a motel room.


Suspect in armed robberies arrested in Oregon

Police in Oregon arrested a man who is the Sheriff's Office prime suspect in at least one of the four gunpoint holdups that occurred in the county last week.


WATSONVILLE / Mom says she killed 3-year-old, police say

The mother of a 3-year-old girl found dead in a Watsonville motel room has been arrested on suspicion of murder after she admitted to suffocating her, police said Monday.


Aptos site could be new home for affordable housing

County leaders are pressing forward with plans to make room for more affordable housing.


Great blue heron found shot in Aptos

The California Department of Fish and Game is asking for the public's help in finding the person or people who shot a great blue heron in Santa Cruz County on Friday.


Little Girl's Body Found In Motel; Mother Arrested

The mother of a 3-year-old girl found dead in a Watsonville motel room has been arrested on suspicion of murder, according to police Lt.


Cops and Courts: Nov. 10, 2008

A man is in stable condition after being stabbed during a fight Saturday night on Browns Valley Road, deputies said.


Aptos Man Gets Life For Child Molestation

An Aptos man was sentenced to life in prison Thursday following his conviction on two felony counts of child molestation.


Sketch of serial armed robbery suspect released; no new holdups reported since Monday night

Sheriff's Office detectives are still searching for a man who robbed three county businesses at gunpoint Sunday and Monday, and pepper-sprayed an employee when he tried to hold up a fourth business.


Aptos Library Parking To Expand

The parking lot for the Aptos library is set to expand by 31 spaces, following a decision by the Library Joint Powers Authority Board to allot the additional funding needed.


Aptos Area Parks Get Support

More than 100 people turned out for a public hearing Oct. 28 on the future use of the former Par 3 golf course in Aptos, the vast majority asking county supervisors to preserve the open space for recreation.


Two Newcomers Win Aptos Fire Slots

Two of the three candidates endorsed by firefighters in the crowded Aptos/La Selva Fire Board race won seats.


Thousands of clay figures memorialize dead Americans and Iraqis

Kathleen Crocetti sets up thousands of her clay figures symbolizing Iraq Wars Iraqi and American dead at Resurrection Churchs graveyard in Aptos Tuesday.


Police searching for serial armed robber after three gunpoint holdups in two days

A serial armed robber wearing blue latex gloves has struck at least three county businesses in less than two days, authorities reported.


Second Harvest Gets Huge Donation from Aptos Church

Twin Lakes Church donated at least 250,000 pounds of food to the Second Harvest Food Bank of Santa Cruz and San Benito Counties Monday morning.


CHP Academy set to graduate record number

In the pre-dawn hours, more than 200 California Highway Patrol recruits are up and dressed in sweats for a grueling series of sit-ups, push-ups, jumping jacks and leg lifts in a gymnasium at the CHP Academy in ...


Weekend Rain Claims Third Accident Victim in Potential DUI

November 9, 2008 According to Los Angeles criminal defense lawyers , the California Highway Patrol a third man has died at a San Jose hospital after sustaining injuries in last weekend's wet weather.


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