Atascadero, CA Mortgage Refinance in California
We make it easy to get the lowest mortgage refinance interest rate in Atascadero, CA.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Atascadero, CA residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Atascadero, California drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Atascadero, CA residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
" Traditional banks make their customer fit the loan; at Somerset Mortgage Lenders we make our loan fit the customer. "
Return to mortgage refinance in the state of CA
| Atascadero, California News |
Local Animals In Need Of Loving Homes
The Local San Luis Obispo Animal Shelter is trying to find homes for some sweet animals. Here are three lonely dogs, who just want the chance to live with a nice family, will you give them that opportunity? This is Bodie, he is available for adoption, so head down to the shelter and take him home today!(more)
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Local Animals In Need Of Loving Homes
This is Stella, she just wants someone to love! How About You? The Shelter's hours are M,T,Th & F 11am to 5 pm (adoptions ending at 4:30) Wednesday 11am to 7pm (adoptions ending at 6:30) Saturday 11am to 4pm (adoptions ending at 3:30) Currently closed on Sundays and holidays. The shelter is located at 885 Oklahoma Avenue, San Luis Obispo. Shelter office phone number is: 805-781-4400 Shelter volunteer phone number is: 805-781-4413
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Local Animals In Need Of Loving Homes
This is Shika, she is available for adoption, so head down to the shelter and take her home today! The Shelter's hours are M,T,Th & F 11am to 5 pm (adoptions ending at 4:30) Wednesday 11am to 7pm (adoptions ending at 6:30) Saturday 11am to 4pm (adoptions ending at 3:30) Currently closed on Sundays and holidays. The shelter is located at 885 Oklahoma Avenue, San Luis Obispo. Shelter office phone number is: 805-781-4400 Shelter volunteer phone number is: 805-781-4413
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Atascadero High senior Nick Tenhaeff headed to San Diego State
Atascadero High running back Nick Tenhaeff will join former Morro Bay star Jerome Long on the San Diego State defense.
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Atascadero Unified School District cuts school bus routes
With school back in session, one Central Coast school district faces some new challenges.
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Lon Allen: Robbery bid left bank $5.20 richer
In the wake of last week's column about what I considered overkill in a bank security project for Union Bank, a number of people asked me if Atascadero has had a long history of bank robberies.
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Atascadero Unified School District cuts school bus routes
With school back in session, one Central Coast school district faces some new challenges.
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What Does the Future Hold for Your Business? By Adele Sommers
Whether you wish to predict or prescribe the future of your business, you'll have plenty of company! People try many ways to anticipate (predict) what might happen in their personal and professional lives, but most people don't realize the extent to which they can strongly influence (prescribe) the outcome.(more)
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Isabel P. Ruiz Humanitarian Award Recognizes Mental Health Advocate
Recognized for her advocacy and outstanding efforts as a professional and volunteer, Rae Belle Gambs will be honored with the 2008 Isabel P. Ruiz Humanitarian Award, September 2, at the first meeting of Visión Unida¹s Community Building Institute, a program dedicated to increasing the participation rate of the Hispanic community in the civic affairs of the Central Coast. The event will be held at Cuesta College¹s Student Conference Center, with the presentation starting at 7pm. (more)
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Abused Horse Makes Astonishing Recovery
KCOY CBS 12 first aired the story about the horse two months ago. Deputies believe he was used in a Mexican rodeo event called "horse tripping". Since then, Judith Pett, who runs a Vulcan Mesa Ranch in ...
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Central Coast residents enter pleas in child porn case
A former San Luis Obispo County sheriff's deputy pled not guilty to possessing child pornography.
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Summer's out for school: Most area campuses back in session
Sonjia Johnston says goodbye to her daughter Sasha, 5, as she starts kindergarten at Kermit King Elementary in Paso Robles.
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Local child porn pleas: Not guilty
Two local men arrested in a child pornography investigation pleaded not guilty in federal court in Los Angeles on Monday, according to the United States Attorney's Office.
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Permit extension will help Atascadero developers
DEVELOPMENTS ON HOLD Some of the larger commercial developments delayed by a slowed real estate market that will benefit from a time extension on expired or soon-to-expire permits in Atascadero include: Colony ...
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Two SLO County men - including former sheriff's deputy - arrested ...
Previous story: Three SLO County men charged in child porn case Two San Luis Obispo County men arrested last week after a nationwide child pornography investigation pleaded not guilty in a Los Angeles federal ...
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Woman in serious condition after a collision in San Luis Obispo County
A 48-year-old woman is in serious condition tonight after her car collided with a big rig.
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Warbird fans flock to show
Thousands of people craned their necks and squinted against the sunlight Saturday in an effort to glimpse the warbirds in flight over the Santa Maria Public Airport.
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Former Men's Colony guard pleads not guilty to stalking
A prison guard charged with stalking two women has resigned from his job and pleaded not guilty.
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Accused Cop Killer Ruled Competent
Jorge Banda's brother yelled towards members of the media after the verdict was announced, "it's not fair! You guys know it's not fair!" Banda's brother and the rest of his family sobbed against each other just ...
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The secret to 75 years of wedded bliss, according to one Atascadero couple
Imagine this: 75 years of wedded bliss. For Marion and Phil Baron of Atascadero, it is a reality.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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