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CA FHA Loans in California

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer CA residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

Local FHA Loan directory for CA :
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Acampo Alpaugh Annapolis Artesia
Acton Alpine Antelope Artois
Adelanto Alta Antioch Arvin
Adin Altadena Anza Atascadero
Agoura Hills Altaville Apple Valley Atherton
Aguanga Alturas Applegate Atwater
Ahwahnee Alviso Aptos Atwood
Alameda Amador City Arbuckle Auberry
Alamo Amboy Arcadia Auburn
Albany American Canyon Arcata Avalon
Albion Anaheim Armona Avenal
Alderpoint Anderson Arnold Avery
Alhambra Angels Camp Aromas Avila Beach
Aliso Viejo Angelus Oaks Arroyo Grande Azusa
Alleghany Angwin

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