Somerset Investors Corp. Mortgage Refinance, Reverse Mortage, Home Loan
  Reverse Mortgage Divorce Buyouts Debt Consolidation Home Improvement Purchase Refinance
Search Somerset:
Print this page    E-mail this page

Kenwood, CA Mortgage Refinance in California

We make it easy to get the lowest mortgage refinance interest rate in Kenwood, CA.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Kenwood, CA residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Kenwood, California drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Kenwood, CA residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of CA

Bad Credit? click here.

Call for COMPLETE details NOW!

(800) 675-9783

Kenwood, California News
Go! Taste

Items have been dribbling in lately from up valley, where an inn and a restaurant have just won accolades, a new store opened two weeks ago and tasting rooms are moving in at the rate of about one a month.


Helicopter rescues Hood Mountain hiker

A Santa Rosa man got an unexpected ride home Sunday evening after using his cellphone to make a mountainside distress call.


Grape deals

Finding the value gems on your own can be great fun and enlightening, too. - It's not unusual for food and wine lovers to think thin around the holidays.


How to pretend to cook Thanksgiving dinner (not)

"Dining Club Rive Gauche" at Joanne and Keith Filipello's Wild Thyme Library. Photo by Kathleen Hill.


Crime Time for October 31

The following items were compiled from reports prepared by law enforcement agencies: Willits Police Department October 14 Reports of three transients smoking pot between Rays Food Place and the Laundromat and ...


'Our Little Secret'

The Kenwood Inn and Spa: It feels like "our little secret," this rusticated, ivy- covered villa snuggled off the highway on a vineyard-carved Sonoma hillside.


Unfiltered: Draft Horses Contribute to Washington Winemaking

French native Christophe Baron of Washington's Cayuse Vineyards says he set out to capture some of the past when he planned for horse-powered vineyards at his certified biodynamic winery in Walla Walla.


Wine:

Vineyard embarks on a mission to take its flagship Cabernet to new heights Steve Pitcher, Special to The Chronicle Georges de Latour Private Reserve Cabernet Sauvignon may be considered by many of today's ...


Winery review: Paradise Ridge Winery

A s many of history's great thinkers have lamented, the trouble with paradise is not so much that the view isn't spectacular, it's that the access is limited.


Soak up the splendor at the Chateau St. Jean tasting room

It's a given that visitors to Chateau St. Jean will be taking photographs. The Kenwood property is sumptuous, spanning 270 acres of lush foothills, anchored by lavish formal gardens embracing a grand ...


Bring your own basket

From tuna-on-rye get-togethers to romantic foie gras and caviar events, we know that where you go to spread out your provisions is as unique as what's in your basket.


October happenings in California's wine country

Hop over the hill to the "Basket of Gold, Harvest Party Celebration" at Nevada City Winery Oct.


Green Report: Kenwood Vineyards Inn named among greenest

Kenwood's Vineyards Inn Bar & Grill was named "greenest of them all" last month in a Bay Area contest in search of the most eco-minded restaurants.


Otters return to wild

By RAYNE WOLFE THE PRESS DEMOCRAT They couldn't get in the water fast enough. Three mature river otters, rescued by good Samaritans and rehabilitated by Sonoma County Wildlife Rescue, bounded out of a pet crate ...


Continue reading "Getting a taste of Sonoma County"

Tasting 64 wines in two days is no chore, believe me. It's also no recipe for tipsiness.


Family, doctors unsure how Kenwood soldier died

Doctors are still unsure why a Sonoma County soldier on leave from Iraq died at his family's home in Kenwood.


Fort Hood Soldier Dies In California

Fort Hood Wednesday released the name of a 22-year-old 4th Infantry Division soldier who died two days after falling ill in California.


Restaurant review: Vineyards Inn in Kenwood

E ditor's note: First Bite is a new concept in restaurant writing. This is not a go-three-times, try-everything-on-the-menu report; rather, this is a quick snapshot of a single experience.


Adam Traum to play Saturday's Dog Days Festival in Kenwood

The 2008 Sonoma Battle of the Bands will take place this Saturday, Aug. 23, in the Grinstead Amphitheater on the plaza from 10 a.m. to 5 p.m. and will feature 10 teenage bands from around Sonoma County.


Crisp white wines for late summer

Back in June, I told you about some delicious white wines for summertime quaffing.


Save time with our easy online mortgage application.
With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
 
"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
© 2006 Somerset Investors Corp. All rights reserved.
Eqaul Housing Lender Member of the Better Business Bureau (BBB) Member of the National Reverse Mortgage Lenders Association (NRMLA)