|
|
Northridge, CA Mortgage Refinance in California
We make it easy to get the lowest mortgage refinance interest rate in Northridge, CA.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Northridge, CA residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Northridge, California drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Northridge, CA residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
|
Mortgage Refinance Calculators
Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator |
Refinance Articles
Reasons to Refinance Now
Beat the Subprime Mortgage Crisis
Return to mortgage refinance in the state of CA
| Northridge, California News |
CSUCI art professor to visit monastery for research, lecture
"She's completely infatuated with what she does, and she loves to pass that on to students," says CSUCI student Violet Barroso, right, of art history professor Catie Mihalopoulos.
|
Bargain Hunter readers' gift-giving tips
Readers of The Bargain Hunter have some giftly advice: I bought some pretty mugs, and will put a few tea bags in each mug.
|
Students feeling deadline pressure
With Cal State University trustees voting to limit enrollment for the first time ever, Blair IB Magnet School senior Alexus Williams is happy she submitted her applications well before Monday's deadline.
|
Nov. 26th, 08 - The Morning Review w/Gabriel Gutierrez
Craig Holman is with Public Citizen and has been monitoring President Elect Barrack Obama's appoinments as Obama transitions into the White House on the website www.becoming44.org . Listeners called in to ...
|
Sylmar Couple Loses 3 Homes To Fire, Disasters
Nov 23, 2008 9:32 am US/Pacific SYLMAR Daniel and Mary Rios and their family lost their home in the Sayre fire last week, which was not a new occurrence for them: their homes were also wiped out by the 1971 ...
|
SPORTS: Stanford gives coach Dawkins his first home victory
Palo Alto Online News Photos The welcoming committee gave Stanford men's basketball coach Johnny Dawkins a nice ovation and chanted his name near the end of Stanford's 103-85 nonconference victory over visiting ...
|
Another Andhrite found dead in US
Goli Sushma, a 25-year-old software engineer from Andhra Pradesh, was found dead in mysterious circumstances at her home in Northridge, California on Thursday.
|
4 hurt, 1 critically, in LA scaffold collapse
Los Angeles fire officials say scaffolding has collapsed at a Northridge building site, injuring four workers - one of them critically.
|
CSUN must cut 1,100 students
CSUN expects to see its total full-time student enrollment shrink by 1,100, to 25,700 in fall 2009 from 26,800 this fall.
|
Blatant Gang Shooting in Northridge
Los Angeles: West Valley Area Homicide detectives are investigating a gang shooting that left three victims injured.
|
5 Million To Participate In SoCal Quake Drill
Nov 13, 2008 3:10 am US/Pacific 3-D Animations Of 7.8 Magnitude Earthquake Scenario An estimated 5.2 million people in Southern California are expected to take part Thursday in a drill that assumes the region ...
|
Home is where Mom has to take you in
It's no surprise that young adults are moving in with their parents in record numbers.
|
Dirty Harry Actress Mercer Dead
Movie & Entertainment News provided by World Entertainment News Network 2008-11-13 23:24:04 - Actress/singer MAE MERCER has died after a year-long battle with poor health.
|
Celeb designer Anand Jon: guilty of rape
Anand Jon, the Indian-born fashion designer who has dressed celebutante Paris Hilton and singer Janet Jackson faced a jury on multiple charges of sexual assault on would-be models.
|
Ready, Set, Shake: California puts on quake drill
On your mark, get set, shake! Millions of Californians dropped to the ground, covered their heads and held onto the furniture Thursday for a mock "Big One" - an earthquake drill billed as the largest in U.S. ...
|
Massive drill to prepare for 'The Big One'
"The Great Southern California ShakeOut" is a massive drill to prepare for a 7.8-magnitude earthquake that scientists predict is on its way.
|
Hit-and-run driver kills pedestrian
Los Angeles police detectives want the public's help finding a hit-and-run driver who killed a man crossing the street in Tarzana on Monday.
|
Cal State Northridge student released on bail in Iran
Reporting from Tehran and Beirut -- Iranian authorities today released on $200,000 bail a Cal State Northridge graduate student who was arrested last month, according to the student's father.
|
Leading London Neurosurgeon, Sim Farar, Partners with Los Angeles...
On November 1st, 2008 Lesley Stein partnered with one of London's leading neurosurgeons in an effort to combat memory loss, especially for those born between 1946 and 1964.
|
LA County-USC Medical Center moves to new building
Doctors and ambulances have started moving patients out of the historic Los Angeles County-USC Medical Center and into its replacement facility.
|
|
With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
| |
"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
|
|
|
|
|
|
© 2006 Somerset Investors Corp. All rights reserved. |
|