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FHA Loans

FHA loans differ from conventional loans in a number of ways. The down payment required for a FHA-insured loan, is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

FHA loans offer borrowers several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3.5-5%

The FHA is also more flexible in calculating factors to determine whether or not to approve the loan factors such as household income and repayment ratios.

Local FHA Loan directory for CO :
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Agate Almont Arlington Ault
Aguilar Amherst Arriba Aurora
Akron Anton Arvada Austin
Alamosa Antonito Aspen Avon
Allenspark Arapahoe Atwood Avondale
Alma Arboles

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Colorado News
Army Back In Court Over Chemical Weapons

Lawyers for the Army and the Colorado health department are returning to court after reaching an impasse in negotiations on monitoring chemical weapons stored outside Pueblo.


Colorado lawmakers hoping to avoid another round of budget cuts

Colorado lawmakers are hoping to avoid another round of budget cuts when state budget officials release their latest revenue forecasts.


Markey says she'll vote for health care bill

Colorado Rep. Betsy Markey announced Thursday that she will support a compromise bill on health care reform, helping create a sense of momentum among Democrats that they will have the votes to pass the bill in a rare Sunday vote.


The wheels on the bus go buy, buy, buy: Could school bus ads be the answer to budget woes?

School districts have imposed all sorts of drastic cuts to save money during the down economy, canceling field trips and making parents pay for everything from tissues to sports transportation.


Colo. lawmakers trying to speed uranium cleanup

State lawmakers approved legislation on Thursday that would require Colorado uranium mines and mills to clean up nuclear wastes while they continue producing nuclear fuel.


Colo. abortion foes say they cleared petition bar

Colorado abortion opponents say they have enough signatures to put an abortion-ending proposal on the ballot this fall _ potentially the first state this election year to see the question.


2 Colorado National Guardsmen killed in crash on La Veta Pass

Two people killed in a crash in southern Colorado were both Colorado National Guardsmen.


Police search for missing 4 -year-old Santa Fe girl

Authorities are searching for a 41 2-year-old girl believed taken by her mother's boyfriend.


Helicopter rescues horse stranded on Ariz. sandbar

Colorado, the horse, comes in for a soft landing in the Gila River bed after being rescued near Buckeye, Ariz., Tuesday.


Colo. company accused of exporting military technology

A Colorado company is accused of illegally exporting defense technology used by the U.S. military to South Korea, China, Russia and Turkey, federal prosecutors said Wednesday.


AMA decries bill to close off 850,000 acres of Colorado public land

The AMA told a key U.S. House committee that it opposes a bill to designate 850,000 acres in Colorado as federally protected Wilderness because, among other reasons, the public land contains dams, power lines, bridges and other structures.


Budget cuts hit speed bump

The Colorado House has killed a bill that would have limited the ability of legal immigrants to collect state pensions after Democrats said it would cause a hardship.


Division of Real Estate director on leave

Colorado Division of Real Estate Director Erin Toll is on leave from her job. She declined to comment about the nature of her absence.


Lawsuit challenges new Colorado petition laws

" A group of activists and advocates has filed a lawsuit challenging new Colorado laws that toughened requirements for people gathering signatures for ballot measures.


Colorado man accused of running investment scheme while prosecuted for an earlier scam

A Colorado man is accused in an indictment of running a multistate investment-fraud scheme while he was being prosecuted in an earlier securities-fraud case - for which he's now serving time.


Report: State did not finish child death reviews

Officials charged with reviewing the deaths of children who were under state supervision failed to complete reports for 10 of 11 cases since 2008.


Colorado race tests party elites

The political establishment could get a bracing rebuke Tuesday when insurgent Senate challengers in both parties are expected to perform well in Colorado's precinct caucuses against appointed Democratic Sen.


Colorado lawmakers shoot down 'Make My Day' law for business

Business owners, holster those guns: Colorado's "Make My Day" law still does not apply to the state's workplaces.


Lawmakers approve plan to protect river rafters

Colorado rafters say they will continue to fight for the right to navigate the state's whitewater rivers after a Texas development company threatened to shut them down.


Attorney General announces 10-year sentence for Greeley man involved in Metro-area heavy equipment, auto thefts

DENVER a ' Colorado Attorney General John Suthers announced today that an Adams County District Court judge has sentenced Shawn Robert Adolf of Greeley to 10 years in the Colorado Department of Corrections for his role in a heavy equipment and automobile theft scheme in Denver and northern Colorado.


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