Old Saybrook, CT Mortgage Refinance in Connecticut
We make it easy to get the lowest mortgage refinance interest rate in Old Saybrook, CT.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Old Saybrook, CT residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Old Saybrook, Connecticut drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Old Saybrook, CT residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Mortgage Refinance Calculators
Mortgage Payment Calculator
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Refinance Articles
Reasons to Refinance Now
Beat the Subprime Mortgage Crisis
Return to mortgage refinance in the state of CT
| Old Saybrook, Connecticut News |
Caravan Of Wreaths To Arrive Dec. 9
The Wreaths Across America caravan, escorted by the Patriot Guard Riders, will be coming to town Dec.
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Spend Black Friday among the Green
Outdoors You can take the kid out of the country ... but Suzanne Thompson is usually happiest puttering around outdoors with plants and a shovel.
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Where In The World Is Richard Buongirno?
Where is Richard T. Buongirno? This question has bothered me for quite some time.
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Labrador Retriever Saved Old Saybrook Family From Fire
He proved it early Saturday when, a local man said, the dog alerted his family to a fire racing through their shoreline home.
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Old Saybrook - The Official Stop in CT for "Wreaths Across America" East Coast Tour
Old Saybrook - The Official Stop in CT for "Wreaths Across America" East Coast Tour Old Saybrook - The Official Stop in CT for "Wreaths Across America" East Coast Tour /EIN News/ Old Saybrook, CT, November 24, ...
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Dog Saves Family From Blaze
A dog is being credited with saving an Old Saybrook family from an early-morning electrical fire.
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Old Saybrook Freezes School Budget
Keeping the cold out of Connecticut classrooms this winter is turning out to be a tall order.
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Hepburn Center To Be Involved In Saybrook Stroll
The Katharine Hepburn Cultural Arts Center will have a role in this year's annual Saybrook Stroll on Dec.
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Another unhappy AT&T Connecticut (former) customer: George Gombossy | CT Watchdog
After 45 years of being a loyal AT&T customer, Wayne R. Royston of Old Saybrook says he said had it.
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'Person Of Interest' Is Questioned In Old Saybrook Death
Police have named a "person of interest" in the death of 57-year-old Middletown man who was found badly injured in the parking lot of the Comfort Inn at 100 Essex Road.
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Drive On In Old Saybrook To Make Cycling Safer
Though Connolly wasn't seriously hurt, the incident left her with a lasting thought.
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Woman Queried In Old Saybrook Death
Police have named a "person of interest" in the death of Felix Diaz, who was found Sunday night unconscious and seriously injured in the parking lot of The Comfort Inn, 100 Essex Road.
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Man found in Old Saybrook lot dies
Old Saybrook police are investigating what they describe as the untimely death of a man found in a motel parking lot.
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Reward in Old Saybrook Paintball Burglary
The owners of Eastern Paintball Supply on Boston Post Road in Old Saybrook are offering a $2,500 reward to anyone who provides information leading to the arrest and conviction of those who broke into their ...
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Your Morning Joe
Wall Street Journal , WCBS and WRKO business reporter Joe Connolly delivers his daily business reports from his third-floor office on Main Street in Essex.
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On The Fly: Baseball's Free Agent Bidding Starts
Baseball free agents can begin signing today, so let the free market reign. Picture agent Scott Boras looking like the Monopoly Man, leaning back in his chair with his feet on his desk, a cigar in his hand and ...
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Principal's move to North Branford leaves Old Saybrook position unfilled
The school district is gearing up for new Superintendent of Schools Scott Schoonmaker to start work Jan.
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Giuliano asks for voter suggestions to solve budget deficit
State Representative Marilyn Giuliano is asking voters and taxpayers for suggestions on how to reduce the state budget deficit, currently estimated at $300 million.
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Buy the Preserve
Now that there's an agreement to buy and protect the Goss property, near Long Island Sound on Guilford's East River, the state of Connecticut should turn its attention again to the so-called Preserve, the ...
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Dispatcher a subject in drowning probe
A state police dispatcher is among the subjects of an internal investigation into police response before the drowning of 68-year-old woman in June.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"...I was sure that Somerset was the right choice...they couldn't have been more compassionate or understanding...I just couldn't believe that this all happened within a week...Thanks to my loan officer and all the rest of those great people at Somerset, my family will be able to stay in the only home they have known for some time, without fear of being put out." - Tom N.
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