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Mortgage Refinance

We make it easy to get the lowest mortgage refinance interest rate in your area.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all you can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in your area drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate:

With adjustable rates on the rise you can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing:

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI:

Private Mortgage Insurance is usually required if your down payment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to eliminate that PMI payment by refinancing your mortgage.

Save Thousands in Interest:

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator  

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis  

Local mortgage refinance directory for DC :
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

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District Of Columbia News
From same sex marriage to medical marijuana, states take the lead

Same-sex marriage/domestic partnerships

Of all the issues states have taken up, this probably draws the most national attention. Massachusetts, Connecticut, Iowa, Vermont, and New Hampshire issue marriage licenses to same-sex couples.

California recognizes marriages performed before last Novembera s passage of Proposition 8, which limits marriage to one man and one woman. Rhode Island, New York, and the District of Columbia recognize same-sex marriages from other states.

New Jersey, California, Oregon, and Nevada allow domestic partnerships, providing some or all state-level spousal rights to same-sex couples. New Mexico sought to pass a domestic partnership bill, but it was delayed in February, effectively killing it for this year.


D.C. Tries Murder Case Without Body

Prosecutors in Washington are trying to convince a jury that a woman who went missing nearly 11 years ago was killed by her boyfriend, though her body has never been found.


Same sex couple plans to wed in Washington, D.C.

The District of Columbia's first same-sex weddings will be held Tuesday, marking a new day for gay and lesbian couples in the nation's capitol.


NAR Urges Congress, Administration to...

The National Association of Realtors urged Congress and the administration to move cautiously before making changes to the Federal Housing Administration program that has served the needs of millions of American families for more than 75 years without needing a federal appropriation.


Kentucky construction employment falls 19 percent

Kentucky construction employment fell nearly 19 percent from January 2009 to January 2010, the Associated General Contractors of America reported Wednesday.


Judge Dismisses Last of Filegate Suits Against Clinton White House

A federal district judge ruled today that there was no intentional misconduct on the Clinton administration's part in its acqusition of hundreds of FBI background files on former White House staffers and dismissed the last two "Filegate" cases.


DC Catholic schools chief heads to Boston College

The superintendent of the Archdiocese of Washington's schools says she is leaving the post for a position at Boston College.


Religious leaders helped secure marriage for gays and lesbians in D.C.

As same-sex couples continue to the the knot in the District of Columbia, the fact remains local religious leaders played a critical role in the effort to allow gays and lesbians to marry in the city.


Report: MLS Players Set To Strike If CBA

Major League Soccer players overwhelmingly voted to strike if a new collective bargaining agreement isn't reached with the league by the season opener on March 25, according to a report in The Washington Post.


States gain new jobs

Thirty-one states and the District of Columbia posted net gains in employment in January, the Labor Department reported Wednesday, providing further evidence that the economy is slowly gaining momentum.


DC school evacuated for police helicopter landing

A helicopter from a suburban Washington police department made an emergency landing near a District of Columbia school, forcing its evacuation.


Gay couples celebrate historic weddings in Mexico

Mexico City Mayor Marcelo Ebrard was officiating five same-sex marriages in one day, despite harsh criticism from the Roman Catholic Church and a campaign against the measure launched by President Felipe Calderon's conservative National Action Party.


[Iws] BLS: Regional and State Employment and Unemployment -- January 2010 [10 March 2010]

In January, nonfarm payroll employment increased in 31 states and the District of Columbia, decreased in 18 states, and remained unchanged in 1 state.


Marriage vs. common law: what it means financially

There are many financial benefits that pertain to married and common-law couples.


Bill to ban texting while driving moves forward

TALLAHASSEE - Here's a new reason to keep your thumbs on the wheel and your eyes on the road: Action to outlaw texting while driving is off to a speedy start in the Legislature.


D.C. courthouse busy with same-sex applications

Angelisa Young and Sinjoyla Townsend hold hands as Rev. David North speaks during their wedding on the first day same-sex couples are legal to wed under a new law March 9, 2010 in Washington, DC.


Study details how Census leads to funds

Financially battered states get about 20 percent of their money from federal funds, so they're paying special attention to the Census this month.


Marybeth Hicks:

Who would have thought you could contract carpal tunnel syndrome at the oral surgeon's office? After writing my initials and signing my name on roughly 217 consent forms, I was ready for an ice pack and a wrist wrap.


New math, English standards drafted

Math and English instruction in the United States moved a step closer to uniform - and more rigorous - standards Wednesday as draft new national guidelines were released.


Toyota to expand recall of Tundra pickups for rust

Toyota says it will expand a recall announced last year to fix Tundra pickup trucks with frames that could rust.


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