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Clearwater, FL Mortgage Refinance in Florida
We make it easy to get the lowest mortgage refinance interest rate in Clearwater, FL.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Clearwater, FL residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Clearwater, Florida drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Clearwater, FL residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Mortgage Refinance Calculators
Mortgage Payment Calculator Refinance Savings Calculator Refinance APR Calculator Refinance Points Calculator |
Refinance Articles
Reasons to Refinance Now Beat the Subprime Mortgage Crisis Return to mortgage refinance in the state of FL
| Clearwater, Florida News |
Car hits two houses in Clearwater
Clearwater police are looking for the driver of a car that crashed into a house in the 2000 block of Butternut Circle West.
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Time to find funding source for Clearwater homeless program
Property owners in and around downtown Clearwater may face a stark choice: either stop complaining about homeless people wandering around downtown, or put up some money to provide for their care.
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Pinellas schools react to possible closings
The bad economy is forcing many school districts to make some tough decisions. During a workshop Tuesday, Pinellas school board members learned just how tough the decisions will be.
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Bank honors Clearwater Neighborhood Housing Services for its work
Isay Gulley steps out of a stretch limousine provided by Bank of America on Wednesday at St.
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Pinellas Deputy Shoots At Burglary Suspect
Thinking a burglary suspect had pointed a gun his way, Pinellas County Deputy Barnett Bernoff fired one shot at him Sunday night, authorities say.
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Clearwater City Council Votes $2.4 Million To Purchase Historic Theater
As far back as 1999, Clear-water Architect Steve Fowler provided a plan for the renovation of the historic theater at 405 Cleveland Street in downtown Clearwater.
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'City of God,' 'Ragtime' author to speak at Clearwater Main Library
'City of God' author to speak at main library Meet critically acclaimed American author E. L. Doctorow at 10 a.m. today at the Clearwater Main Library, 100 N Osceola Ave.
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Thirteen Neighborhood Achievement Grants Awarded
Clearwater city officials awarded $25,000 in grants to 13 neighborhoods as part of the city's second annual Clearwater Awards for Neighborhoods.
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Clearwater Hadassah Meeting Scheduled
Back by popular demand, the Reverend Abhi Janamanchi of the United Universalist Church will speak of his recent trip to India at the November meeting of the Clearwater Chapter of Hadassah.
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Clearwater After 5 Club to Meet
Clearwater After 5, Christian Women's Club, will hold its meeting Thursday, November 20th, at the Hampton Inn, 100 East Bay Drive, Largo - networking 5:45 to 6 p.m., dinner and program, 6 to 7:30 p.m., $8 per ...
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Traffic Alert: Closures in Clearwater Ironman
Big closures in Clearwater this weekend for the Ironman Event. Nearly 2000 athletes will participate in the Third Annual Foster Grant Ironman World Championship this weekend over a total 70 mile course ...
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2 Men Charged With Setting Fire To Adult Club In Pinellas
Deputies arrested two men early this morning on charges they set fire to a strip club in Clearwater where there had been kicked out hours earlier.
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Voters allow charter tweaks in Safety Harbor, Oldsmar, Clearwater
Relatively minor charter amendments drew an overwhelmingly positive response from voters in three North Pinellas cities Tuesday.
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Clearwater set to welcome the world's best Ironman athletes
The Foster Grant Ironman World Championship 70.3 culminates a series of international races that serve as qualifiers for the showcase event held every year in Florida.
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Clearwater Ironman Also Hard On Drivers
Today's Foster Grant Ironman World Championship will be a test not only for the athletes, but also for local drivers.
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Pinellas Officials Chided After Confidential Files Turn Up In Trash
Hundreds of confidential government documents have turned up in trash bags and garbage bins instead of being shredded as required by law, according to a Pinellas County audit.
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Clearwater Marine Aquarium helps guide 7,000 sea turtle hatchings
Clearwater, Florida- - Clearwater Marine Aquarium says it helped more than 7,000 baby sea turtles this nesting season.
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Clearwater Marine Aquarium Appoints Frank Dame as Executive Vice President
Clearwater Marine Aquarium announces the appointment of Frank L. Dame as its new executive vice president.
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Black Crowes play Ruth Eckerd Hall on Nov. 10
Talk about a hot mess: On Monday, the sparring, smoked-ringed Black Crowes, one of the shaggiest rock bands on the road, will unload their Southern harmonies, rootsy swing and black-eyed baggage in Clearwater's ...
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Rio Grande Mexican Grille, Los Mayas fill niche in Clearwater
Tim Kelleher of Clearwater Beach has a margarita with his cheese enchilada with rice and beans at Los Mayas. [DOUGLAS R. CLIFFORD Times] CLEARWATER There are two new Mexican restaurants in Clearwater.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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