FL Mortgage Refinance in Florida
We make it easy to get the lowest mortgage refinance interest rate in FL.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, FL residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Florida drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise FL residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
Return to our mortgage refinance page
| Florida News |
Florida Republicans cast blame as McCain trails in polls
For the first time in more than a decade, Florida Republicans are considering the almost unthinkable: Their presidential nominee could lose the state.
|
Sarasota Woman Killed Trying To Save Her Dog
Required fields are marked with an asterisk The information you provide will be used only to send the requested e-mail and will not be used to send any other e-mail communications.
|
Cardinals official dies after car accident
Hospital officials say longtime St. Louis Cardinals official George Kissell has died after being injured in a traffic accident in Florida.
|
Fla. Boater Knocked Unconscious By Leaping Dolphin
A boater is hospitalized after being knocked unconscious by a leaping dolphin along the Atlantic coast of central Florida.
|
Governor Crist Signs Executive Order Creating - Silver Alert'
Governor Charlie Crist today signed Executive Order 08-211 enacting Florida's a Silver Alert,' which allows the immediate broadcast of information to the public regarding missing elders with dementia or other ...
|
59 Counties Eligible for Disaster Assistance
Florida Agriculture and Consumer Services Commissioner Charles H. Bronson announced today that agricultural producers in 59 of Florida's 67 counties are eligible for federal disaster assistance as a result of ...
|
Bush raises $2 million in Florida, South Carolina
President Bush worked to allay fears about the financial crisis on Friday then left the White House and headed south to raise nearly $2 million for the Republican Party in South Carolina and the battleground ...
|
Fla. Disaster Registrations Slow; Outreach Continues
Six weeks after Tropical Storm Fay swamped portions of the state with record rainfalls, recovery officials reported a decline in new registrations and applicant visits to Disaster Recovery Centers on Friday.
|
Tornado Hits Panhandle
A tornado has blown out windows and knocked down trees and power lines near a state park in the Florida Panhandle.
|
Gay Orlando Film Festival brings queer films to Central Florida
The Gay Orlando Film Festival, Oct. 25 and 26, is a project of the Enzian Theater and Kangagirl Productions, run by Margaret Nolan The 6th Annual Gay Orlando Film Festival will play the Maitland's Enzian ...
|
Obama puts fight for Fla. in forefront
The move signals that Obama apparently expects to be highly competitive in the Nov.
|
Florida judge says mom of missing 3-year-old can access evidence from car, forensic tests
The mother of a missing 3-year-old Florida girl will have access to her car and forensic tests completed by authorities trying to figure out what happened to the child, a judge ruled Friday.
|
Mystery illness killing local horses
State veterinary officials say a mystery illness has killed nearly 100 horses at one farm in Central Florida.
|
Fla. improves technology to track probationers
Until recently, when Florida probation officers went out to check on sex offenders wearing ankle bracelets, they had to leave an important tool in the office: the monitoring software that tracks the offenders.
|
Qatar Parachutist Lands On DeLand Roof During Training
Officials say a member of Qatar's army was injured when he landed on a roof during parachute training in Central Florida.
|
Seminole Tribe donation to help gambling addicts
With a $300,000 donation from the Seminole Tribe, gambling addicts across Florida can receive free treatment for their problem.
|
Florida Economy
Floridians can still get home loans despite the national credit crunch. That's the word from banking officials who met with Governor Charlie Crist.
|
Attorney: Fla. girl's mom prepared 'for the worst'
The lawyer for the mother of a missing Florida girl won't say whether he expects her to be indicted on homicide charges.
|
Just What Florida Needs: More And Bigger Roaches
How would you like to find a 3-inch-long hissing roach in your home? Researchers at the University of Florida are betting you won't but are worried you may step on one sooner than later.
|
Undecideds hold fate of Amendment 2
The marriage amendment on November's ballot could pass even though it now has less than the 60 percent required for approval, a Mason-Dixon poll shows.
|