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Eastpoint, FL FHA Loans in Florida

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Eastpoint, FL residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Eastpoint, Florida News
St. Andrews ushers in the holiday season

With the St. Andrews Christmas tree in the background, a city of Panama City group leads the crowd in singing Christmas carols.


Local girl talks to Santa at the 29th annual Panama City Beach Christmas tree lighting

Tarver Loyed, 4, of Panama City Beach talks with Santa during the 29th annual Panama City Beach Christmas tree lighting at Frank Brown Park in Panama City Beach Monday.


Cape St. George Light reopens

In a strange sort of way, the years of storms that toppled 153-year-old Cape St.


County Residents Oppose Highway Plan

About 30 Franklin County residents turned out Thursday morning to learn more about an alternate Highway 98 project being studied by the Northwest Florida Transportation Corridor Authority.


Library Seeks Money for New Building

The Friends of the Franklin County Public Library are still looking for donations to make a new library building in Eastpoint a reality.


Card of Thanks - Apalachicola State Bank

I wish to express our sincere thanks to the members of the community that showed such kindness during our recent fire.


Reappraisals force half-million dollars in county spending cuts

County government will face about half-million dollars in budget cuts as the county's latest combined property valuation has dropped by about $142 million.


Card of Thanks - Fire Department

The members of the Apalachicola Volunteer Fire Department would like to thank everyone who assisted us at the Apalachicola State Bank fire last Saturday morning.


Jackel credits bipartisan support for win

Voters on both ends of District 1, in Eastpoint and St. George Island, gave their support to Pinki Jackel in electing her the county's first Republican county commissioner.


Bank Back to Some Operations After Fire

The Apalachicola State Bank is back to some operations after a weekend fire. Senior Vice President Donnie Gay says that office functions have been moved to the old Apalachicola Mortgage Building located at 183 ...


Fire Destroys Apalachicola Bank Building

A historic landmark in Apalachicola went up in flames early Saturday morning after a seafood truck went out of control and slammed into it.


Franklin County Teen Remains in Critical Condition

A Franklin County teenager is reportedly still in critical condition in a Gainesville hospital after trying to clean debris off a crashed vehicle.


King Benefit Saturday in Eastpoint

There will be a benefit this Saturday for Cindy King, daughter of Leroy and the late Irma King.


Eastpoint boy burned by live wire

A 15-year-old Eastpoint boy remained on life support at Shands Hospital in Gainesville after he touched a live electrical wire in the aftermath of a car accident Monday evening.


Eastpoint teenager escapes car crash, but is shocked by live wire

A 15-year-old passenger in a pickup truck that crashed Monday night in Franklin County is on life support after getting out of the vehicle and touching a live electrical wire.


Delays Continue Between Eastpoint and Carrabelle

If you are driving between Eastpoint and Carrabelle this week, expect continued travel delays because of road work.


Daniels Family Prepares for Saturday Reunion

The Daniels Family and Friends Reunion will be held at the Eastpoint firehouse on Saturday, Nov.


Spirits soar, attendance sags, at Seafood Festival

A weakening economy took its toll on last weekend's Florida Seafood Festival, as attendance numbers fell below last year's near-record year.


Problem Is Good Ole Boy Politics

I am amazed and saddened to say that we have had another trial in Franklin County where it appears that the victim was arrested and the guilty parties were allowed to go free.


Boys & Girls Club gets funding for Franklin County; 3 centers to open

The Boys & Girls Clubs of the Big Bend has received approval for grants from the Florida Department of Education to revive its programs in Franklin County.


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