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Elkton, FL FHA Loans in Florida

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Elkton, FL residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Elkton, Florida News
Lightsey children get home

As was Benjamin Colenn Lightsey's wish, his two children -- "orphaned" on Tuesday after he was arrested and charged with first-degree murder in the death of his wife -- will remain with his parents for now, a ...


County fair fun

The St. Johns County Fair features a midway with 32 rides, games, live entertainment, agricultural exhibits and a large collection of traditional fair food.


Editorial: Personal safety key to a good time

With major outdoor events drawing crowds this weekend, it's a good time to remind Record readers of personal safety tips.


the oldest city's home on the Net

Benjamin Colenn Lightsey, the St. Augustine man who was charged Tuesday with first-degree murder in the death of his wife, appeared before a judge Wednesday morning regarding bond and the custody of the ...


Marriages and Divorces

David Victor Brumfield, 32, and Lashawnda Charise Felder, 31, both of Elkton. Ricky Carson Lehman, 53, of Elkton, and Stacey Ann Hart, 48, both of St.


Editorial: Prepare for a fair like none before

The longest-running St. Johns County Agricultural Fair in recent years opens today for a three-day Sneak Peek.


Woman's 'suspicious' death ruled homicide

Investigators looking into the "suspicious" death of a woman whose body was found in the St.


Palatka man crushed while helping coworker move semi

The St. Johns County Sheriff's Office has initiated a traffic-homicide investigation after a man was crushed between a semi-truck and a trailer.


Start holidays with cookie contest

Begin your holiday baking with the First Holiday Cookie Contest, part of the 2008 St.


Marriages , Divorces

Jacob Edward Gibson, 19, and Katie Laura Dubord, 19, both of Elkton. Paul Jeffrey Mouhalis, 23, and Jennifer Ann Reed, 26, both of St.


U.S. troops say thanks to Coquina Crossing group

World War II and Korean veterans were saluted earlier this month at the Coquina Crossing Vets meeting when official U.S. Army commendations were submitted by SST Ardys J. Favaro of the 101st Airborne Division ...


Go & Do

Ambrose Parish in Elkton. Hobo ribs, brats and dogs and beer chili will be available, as well as a rummage sale, country store, silent auction, games, hayrides and live music by The Red River Band.


Poultry pursuit wows kids

Children at the 49th Annual Cracker Day try to catch one of four elusive chickens that were let loose inside the St, Johns County Fairgrounds livestock pavilion Saturday, October 18, 2008.


the oldest city's home on the Net

A 41-year-old St. Augustine Beach woman was killed Friday morning in heavy fog after her minivan struck a semitrailer in Elkton.


Re-elect Stevenson to County Commission

St. Johns County District 1 Commissioner Cyndi Stevenson is seeking a second four-year term in the Nov.


Hastings graduates to reunite tonight

It's fashionable these days to say you hated high school. You won't hear that kind of trash talk from people who attended Hastings High School.


Taste of real Florida

Participants ride horses during an equestrian trail ride at Princess Place Park in Flagler County.


Dinner for the birds next month

HAWKE, the Humane Association of Wildlife Care and Education, Inc. 11th annual "Dinner for the Birds" to benefit HAWKE's mission of wildlife rescue, rehabilitation and environmental education is planned at 7 ...


'We're just water people'

Scott William McIntire, 27, and Natalie Louise Castagno, 25, both of Green Bay, Wis.


Whole county's voter turnout disappointing

St. Johns County's Primary Election was the hottest in years. But voters turned a cold shoulder.


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