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FHA Loans

FHA loans differ from conventional loans in a number of ways. The down payment required for a FHA-insured loan, is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

FHA loans offer borrowers several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3.5-5%

The FHA is also more flexible in calculating factors to determine whether or not to approve the loan factors such as household income and repayment ratios.

Local FHA Loan directory for FL :
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Alachua Alva Apopka Astatula
Alford Anna Maria Arcadia Astor
Altamonte Springs Anthony Archer Atlantic Beach
Altha Apalachicola Argyle Auburndale
Altoona Apollo Beach Aripeka Avon Park
Alturas

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Florida News
N.C.-based Marine from Florida killed in Afghanistan

A North Carolina-based Marine from Florida has been killed in combat in Afghanistan.


Rubio defends committee spending

Florida Senate candidate Marco Rubio defended himself Monday after a news report revealed that two political committees he started while serving in the Florida House spent heavily on operating costs and payments to relatives, but did little to help other Republicans seeking office.


Open Government Common Thread In Campaign For Governor

Two gubernatorial candidates are praising Florida's open government laws. Democrat Alex Sink, the chief financial officer, and Republican state Sen.


Deputies shoot dog during Pompano Beach search

The South Florida Sun Sentinel reports that the incident happened Sunday morning.


US botched Haiti flights to Fla.

More than two weeks after the quake, Florida officials warned they could not treat any more victims.


Murder-For-Hire Plot Hearing Rescheduled

A South Florida woman accused of hiring an undercover police officer to kill her newlywed husband was expected in court for a status hearing Monday but that hearing has been rescheduled for a later date.


State wants to take sin out of film incentive

Once they were gay. Or homosexual. Occasionally they turned up as same-sex couples. This week in Tallahassee, that particular category of humanity received a new, slightly clunkier designation. Call them practitioners of ``non-traditional family values.'' The terminology surfaced in legislation designed to pump $75 million in tax incentives into Florida's flagging film industry. Except, of course, for films that might depict nontraditional family values.

Rep. Stephen Precourt invented the term, which Hollywood executives might find puzzling. The Orlando Republican didn't provide a precise definition, but he inserted it into a list of unsavory (apparently taxable) movie attributes. The state would deny its 5 percent ``family friendly'' tax break to movies that ``exhibit or imply any act of smoking, sex, nudity, nontraditional family values, gratuitous violence, or vulgar or profane language.''Whatever practices nontraditional family values entail, in Florida, they apparently rank down there with smoking, cussing, killing and doing the dirty deed on the big screen. Asked to clarify what he meant, Precourt only offered his personal definition of ``traditional'' family values. ``Think of it as Mayberry,'' he told The Palm Beach Post. ``That's when I grew up -- the '60s. That's what life was like. I want Florida to be known for making those kinds of movies.'' Precourt added that movies depicting gays ``would not be the kind of thing I'd say that we want to invest public dollars in.''
No charges in fasting death

The husband of a Florida woman who died alone during a religious fast says he was trying to respect the woman's wishes by not disturbing her.


Gov't in the sunshine? More like in the shade

TALLAHASSEE - When he entered "the People's House" with populist zeal, Gov. Charlie Crist made open government a cornerstone of his administration.


Need a driver's license? Bring your paperwork

A visit to the driver's license office has always been a little slice of hell. Now it's gotten even worse.


NYU Student Drowns On Spring Break In Florida

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Georgia Tries Goodwill to End Water Crisis

When Gov. Sonny Perdue pitches in next week to help Gov. Charlie Crist of Florida in his bid to become a U.S. Senator, the gesture may be about more than helping out a fellow Republican in a tough campaign.


Prosecutors: Man kept girl as sex slave in Palm Beach County and California

George Joseph England bought a 5-year-old girl in Vietnam and kept her as a sex slave for more than a decade, authorities say.


Florida Boy Accused Of Killing Father

A 14-year-old Panhandle boy is charged with shooting and killing his father, a TSA airport security manager.


Court Rules Public Has No Right To Be Heard

An appeal court says Florida's Sunshine Law gives citizens the right to be present but not heard at meetings of government panels.


Newspapers: Rubio's spending got little scrutiny

A newspaper analysis of the expenses of former state House Speaker Marco Rubio shows that his political spending received little scrutiny as he worked his way up the ranks in the Florida legislature.


Conan's lone Twitter followee: 'It's totally nuts'

Last week, Sarah Killen had three Twitter followers. This week, she has 20,000 - as well as a new iMac computer and offers to help pay for a dress and drinks for her wedding.


Suit Alleges Florida Discriminates In Contracting

A federal lawsuit alleges Florida discriminates against minority-owned companies in awarding contracts.


Florida minority group sues over census contracts

A group of minority contractors and the Florida Black Chamber of Commerce today announced a federal lawsuit alleging that the state unfairly disqualified bids by black-owned businesses on contracts for promoting the national census in minority communities.


Florida's only female death row inmate loses appeal

Tiffany Ann Cole, the only woman on death row in Florida, lost an appeal Thursday in the state supreme court.


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