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Grand Ridge, FL FHA Loans in Florida

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Grand Ridge, FL residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Grand Ridge, Florida News
Grand Ridge teacher duct tapes student

A Grand Ridge teacher faces investigation by the Florida Department of Education's Bureau of Professional Practices, after the Jackson County School Board confirmed Friday she duct taped a student to a chair.


Family night a hit in Grand Ridge

Roughly 2,000 people turned out last Saturday for the East Jackson County Fall Festival Family Night in Grand Ridge, despite a rain-out that pushed the event forward into a weekend with competing events in ...


Kidnapping, Stabbing Suspect Caught in Florida

A man who was wanted for allegedly kidnapping and stabbing his girlfriend outside a busy shopping plaza in Cobb County is behind bars in Florida Thursday afternoon.


Man accused of kidnapping apprehended in tree

A man believed to have stabbed his girlfriend before kidnapping her and taking her across state lines was apprehended last night hiding in a tree and suffering from gunshot wounds.


More than two dozen rounded up on drug charges

The Jackson County Drug Task Force and Chipley Police Department have released the names of more than 30 people arrested in a four-month-long methamphetamine investigation across three Florida counties.


Latest News Briefs: Power outages reported

Branches on a pine tree caused a few headaches for Cedar Grove police this morning after several tree branches fell on a power line, causing it to catch fire and cutting power to portions of the city, Police ...


44-pound Pot Bust

A controlled delivery of 44-pounds of marijuana to a house in Grand Ridge, Florida leads to chase.


Triple E

Jackson County health workers say more cases of Eastern Equine Encephalitis -- or "Triple E" are being reported.


Triple E

Jackson County health workers say more cases of Eastern Equine Encephalitis -- or "Triple E" are being reported.


Suspect held without bond in attempted armed robbery case

The teenager accused of trying to rob a woman at gunpoint Monday is being held without bond in the Jackson County jail following his first court appearance via videotape from jail Tuesday.


Shady Grove man suspected in attempted armed robbery

A local man was arrested less than two hours after an attempted robbery at Focus Credit Union just west of Marianna late Monday afternoon, according to Major John Dennis of the Jackson County Sheriff's Office.


Horses falling to mosquito-born disease

Data provided by the Florida Department of Agriculture and Consumer Services says 45 cases of Eastern Equine Encephalitis in horses have been confirmed so far this year.


Welcome Peyton Virginia Herring : Births

Matt and Sherry Herring of Mexico Beach, are proud to announce the birth of their daughter, Peyton Virginia Herring, on June 11, 2008, at 12:01 PM at Gulf Coast Medical Center.


Grand Ridge man injured in crash

A Grand Ridge man remains in serious condition today after the vehicle he was driving lost control and overturned several times on County Road 167 Tuesday night.


Cole gets life in prison for shooting death in Jackson County

Sue Ann Cole showed little reaction Tuesday as Circuit Judge Bill Wright sent her to prison for life.


3 young Marianna residents injured in wreck

Three young Marianna, Fla., residents were injured in a head-on collision on State Road 10 near State Road 73 Saturday afternoon, according to the Florida Highway Patrol.


Jackson County man dies after Saturday crash

A passenger in a pickup truck who was run over after falling out of the vehicle has died.


Defendant takes stand in boyfriend murder case

Sue Ann Cole said Wednesday she intended to keep her boyfriend with her, "dead or alive." "He was a drug abuser.


Wreck Critically Injures Man

A passenger in a pickup truck traveling early Saturday morning on State Road 20 in Calhoun County was critically injured after he fell out of the truck and was run over by a rear tire.


Authorities: Man slaps woman after running her off road

A Sneads man ran a woman off the road and then slapped her, Jackson County officials said in a Thursday news release.


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