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Green Cove Springs, FL FHA Loans in Florida

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Green Cove Springs, FL residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Green Cove Springs, Florida News
Noisy birth of the Buckman Bridge

But there are some who remember when a trip across the St. Johns River from Orange Park meant driving into downtown Jacksonville or south to Green Cove Springs and the rickety Shands Bridge.


Minor injuries in Green Cove small plane crash

One person suffered minor injuries and two others were not hurt when the small plane the were in crashed shortly before 8:30 this morning in Green Cove Springs.


Who's buying new cars? City Hall, that's who

Fernandina Beach Commissioners unanimously approved Tuesday purchase of new vehicles for City Manager Michael Czymbor and the city's Parks & Recreation Department.


Green Cove Springs council OKs bid specs for new arts center

The Augusta Savage Cultural Arts Center took another step forward Wednesday as the Green Cove Springs City Council approved a major architectural portion of the project.


Jax Men In Clay County Jail Charged In Kingsland Burglaries

Two Jacksonville men accused in a series of smash-and-grab robberies in Kingsland last month were located this week already in custody in the Clay County Jail.


4 store clerks arrested in Green Cove Springs

In an undercover sting operation about Wednesday evening four store clerks were charged with selling alcohol to people younger than 21.A Arrested were: Arthur Carrier, 84, of the Green Cove Springs Package ...


Woman killed in accident

A Palm Coast woman was killed Wednesday after a semitrailer struck the side of her sport utility vehicle, but a 1-year-old girl in the SUV survived without any injuries.


Commission meeting Thursday

The first Clay County Commission meeting of November will be held at 2 p.m. Thursday, rather than its usual Tuesday time slot.


OP Clothes Closet in need of restocking

The Clothes Closet of Orange Park is in need of restocking to keep up with a rising number of needy families requesting assistance.


Holiday gift plants: Which can be saved, and which cannot

It was a glorious spot of beauty for weeks, but now the last bloom dropped off and there the potted plant sits, haunting you.


North Florida TPO holds B.I.G. roundtable discussionThe North Florida ...

The North Florida Transportation Planning Organization held its quarterly Business, Industry and Government roundtable discussion meeting Wednesday, highlighted by a presentation discussing commuter rail and ...


Circuit City will close 2 area stores

When Velly Gandia of Green Cove Springs saw the sign on the front door of the Jacksonville Circuit City store at 6155 Youngerman Circle near Orange Park Monday, she was taken aback.


230 Absentee Votes Thrown Out, More Scrutinized

Get breaking news and daily headlines. Browse all e-mail newsletters Voters in Jacksonville and across Florida began early voting on Oct.


Updated Web site extols virtues of precious resource

Most people would agree that Clay County's premier natural feature is the St. Johns River.


Neighbors question Buchanan residency

One by one, members of the Green Cove Springs City Council reaffirmed at Tuesday's council meeting that they are all still city residents qualified to serve as council members.


Bowles probe on agenda for revote

An investigation into Green Cove Springs City Manager Don Bowles will get another look from the City Council.


Lady of Hope anniversary this weekend

A book signing and open house are among the many events planned this weekend in and around St.


Fishing: Windy conditions could alter weekend plans

Gale force winds will blow today and Friday. Winds will subside by the weekend, and that may make fishing in freshwater and protected areas of the Intracoastal Waterway OK.


No Need To Wait For Election Day To Vote

After what may seem like an endless campaign for the next president, the end is in sight.


Carlton the Doorman to be featured in cat show at Clay fairgrounds

The Florida Sun Cats International Allbreed and Household Pet Cat Show is on tap this weekend at the Clay County Fairgrounds, 2497 Florida 16 W., Green Cove Springs.


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