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Indian Rocks Beach, FL FHA Loans in Florida

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Indian Rocks Beach, FL residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Indian Rocks Beach, Florida News
No town funding for sand removal

Spending town money to redistribute sand which has swallowed up steps and seawalls is not a good idea, Mayor John Robertson told the Town Commission at its Nov.


Friends of the Library embrace spirit of giving to community

The residents of Indian Rocks Beach received a generous gift Nov. 20, just in time for the holidays.


Pinellas celebrates the holidays

Floridians go all out for the winter holidays and the year 2008 is no exception.


Keeping it green: Scientists protect Blind Pass seagrass

It takes GUTS to transplant 32,670 square feet of seagrass from Wulfert Channel to Dinkins Bayou.


Gulfport loses city clerk, then manager

In coming months, Gulfport will have to fill two vacancies in its top ranks. City Manager Tom Brobeil, hired in 2003, has resigned because of serious health problems.


Indian Rocks Beach Rotary's Super Bowl Raffle

The Indian Rocks Rotary is holding a super raffle. The winner will receive 2 tickets for the National Football League's XLIII Grand Finale Championship Game on February 1st, 2009 in Tampa.


Hometown soldier joins Veterans Day boat parade

The Indian Rocks Beach Homeowners Association announced that its boat won third place in the Nov.


Pinellas man gets prison for SUV fire that killed his dogs

John A. Paulette loved his dogs so much that he slept on a mattress on the floor, so Honey and Sweetie could easily clamber in with him.


The Way I See It

Preparations are currently underway for the Ironman Triathlon to be held Saturday, November 8th.


Voters allow charter tweaks in Safety Harbor, Oldsmar, Clearwater

Relatively minor charter amendments drew an overwhelmingly positive response from voters in three North Pinellas cities Tuesday.


Madeira Beach condo granted extension

The developer of the Beach Club of Madeira condominium project at 14002 Gulf Blvd.


St. Pete Beach may hike sewer fee

Residents here are facing a 45 percent hike in their sewer bills - on top of a 12.5 percent increase that went into effect in February.


Pinellas County considers closing Oakhurst fire station

The County Commission appears poised to close one fire station and to ask the Legislature to alter the boundaries of two fire districts, a cost-saving measure that some say could be a small step to ...


Questers Visit Historical Cottage and Tour IRB

On Wednesday, October 15th, the Questers were hosted by Shera Bie from IRB Historical Museum and Plein Aire Cottage Artist Mary Rose Holmes.


Indian Rocks Beach Grapples With Budget, Terminates Finance Director

After some hectic moments in budgeting revenue and expenses for Indian Rocks Beach, city commission members voted 3 to 2 to end the employment contract with City Finance Director Martin Schless effective ...


Indian Rocks Beach fires finance director

Commissioners fired their treasurer and finance director, Marty Schless, on Tuesday over what they described as repeated mistakes that led the city to many of its current financial woes.


Beaches notebook: Horan Park brings outdoor concerts every Friday night

St. Pete Beach's annual fall outdoor concert series continues each Friday throughout this month.


Library outcry fails to move Treasure Island Commission

The issue of Treasure Island withdrawing from the Gulf Beaches Library cooperative reared its head once again in the Treasure Island City Commission meeting Oct.


Trio of candidates take aim at Pinellas sheriff's job

Three candidates are vying for sheriff in the Nov. 4 general election: incumbent Jim Coats, a Republican; Randall Jones, a Democrat; and a Greg Pound, a write-in candidate.


Indian Rocks Beach Commission passes a " legally a " its millage increase

It took more than two hours Tuesday for the City Commission to re-do a vote setting the property tax rate and approving its 2008-2009 city budget.


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