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Pembroke Pines, FL Mortgage Refinance in Florida

We make it easy to get the lowest mortgage refinance interest rate in Pembroke Pines, FL.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Pembroke Pines, FL residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Pembroke Pines, Florida drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Pembroke Pines, FL residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of FL

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Pembroke Pines, Florida News
First Grader Accused of Robbing Classmate at Knife-Point

A first grade student in Pembroke Pines, Florida is accused of robbing a classmate of a $1 at knife point.


FL first-grader accused of knife-point robbery

A south Florida first-grader is accused of robbing another student at knife-point. Police say a first-grade student at Pine Lakes Elementary School in Pembroke Pines robbed another student of a dollar while ...


Elementary student robs another at knife point

An elementary school boy is accused of robbing another classmate at knife point on Tuesday.


Broward first-grader robs classmate at knife-point

The robber pulled a knife on his victim and made off with the booty: $1. Wielding the weapon, authorities say: a first-grader. Now, the boy has been suspended from Pines Lakes Elementary School and faces ...


Pembroke Pines first-grader accused of using knife to rob classmate, age 6

A knife-wielding 7-year-old first-grader robbed a 6-year-old classmate of one dollar, in a school bathroom, authorities said today.


Officials: 1st-grader robbed classmate with knife

Martinez says no to second term U.S. Senator Mel Martinez announced that he will not be seeking a second term in 2010 as one of Florida's U.S. Senators.


Internet audience may have led to suicide - doctor

Access to a blog and a webcam probably contributed to the on-line suicide of Abraham Biggs Jr, 19, said Dr Jon Shaw, director of child and adolescent psychiatry at the University of Miami School of Medicine.


Miami Feds Extradite Filipino Murder Suspect

Maybe it's the palm trees, the sunny weather, the women on the beach. Maybe it's the welcoming international culture.


Model train show staged at Pembroke Pines school: Model train show staged at Pembroke Pines school

There were trains everywhere you looked. The cafeteria at the Pembroke Pines Charter School Central Campus was recently filled with model trains for a show sponsored by the Florida Citrus Model Train Society.


Bill Berlow: Webcam shows a suicide and a loss of humanity

They egged him on. Think about that. Last week, when a troubled 19-year-old Pembroke Pines man killed himself in front of a live online audience, some of those watching chose instead to surrender what shred of ...


Web suicide watchers tough to prosecute

A teenager lay dying in bed after swallowing a lethal does of narcotics while his suicide attempt is being broadcast to the Web.


Did suicide viewers commit a crime?

The fact that dozens of people watched Abraham Biggs, Jr., kill himself on a webcam a ' none of whom alerted authorities until it was too late and many of whom goaded him on a ' is not only an outrage, it may ...


Man, dog die in Davie fire

A disabled Davie man and his dog died early Wednesday morning when the man's mobile home caught fire.


Web Suicide Viewed Live and Reaction Spur a Debate

For a 19-year-old community college student in Pembroke Pines, Fla., the message boards on BodyBuilding.com were a place to post messages, at least 2,300 of them, including more than one about his suicidal ...


Article Comments

When Abraham Biggs broadcast the last moments of his life on the Internet, he joined a small fraternity of troubled young people who gained notoriety through death.


Survey: Pines is fine for raising the kids

It's official: Pembroke Pines is the best place in Florida to raise your kids. In BusinessWeek's second annual roundup of top child-rearing cities, Pembroke Pines, with a population of 165,000 and a median ...


Father Blames Web Watchers & Site For Son's Death

Nov 23, 2008 10:08 am US/Eastern PEMBROKE PINES A South Florida teenA broadcast his suicide live on the internet, now his father saysA those who watched and the web site where it happened are partially to blame ...


11 plead Guilty In Pill Ring

A Florida doctor and 10 Kentucky residents have pleaded guilty in an interstate prescription pill ring.


Buy One Albatross, Get One Free

Detroit's customer incentives have had an air of desperation for a while. With Big Three bankruptcy looking more likely every day, some dealers -- like this one in Pembroke Pines, Florida -- are venturing into ...


Police officer arrested for prescription drug abuse

A woman who has been with the Pembroke Pines Police Department for a decade has found herself on the other side of the justice system.


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