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Americus, GA FHA Loans in Georgia

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Americus, GA residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Americus, Georgia News
Candidate Harris answers questions, provides bio

* Education: Atlanta Area Technical School , Berean College - diploma in specialized ministry and a certificate in ministerial studies, South Georgia Technical College - GED, Gupton-Jones College of Mortuary ...


Bill Starr writes about bulbs and smart dogs

I must have one of the smartest dogs in the world. She has taken it upon herself recently to cover every square foot of my yard with some kind of hole.


Smoke House: Americusa s newest night spot

Smoke House Barbecue Pub & Bar, 118 N. Jackson St., is a wholesome environment where customers can have a great time and enjoy great food, according to owner Jessie Anthony Smoke House: Americus's newest night ...


Local Happenings- October 10, 2008

Outdoor Watering Ban: City of Americus residents living north of Lamar Street are allowed to water outside Monday, Wednesday and Saturday while those living south of Lamar Street can water Tuesday, Thursday and ...


Steppin' Out October 10, 2008

Editor's Note: Every Friday a list of local and area upcoming entertainment and cultural events will be published on the Steppin' Out page in the Times-Recorder. To submit information for this listing, please ...


Sumtera s large employers to be honored

The annual Existing Industry and Business Appreciation Fish Fry is an opportunity for the Sumter County community show its appreciation to its major employers.


Wear Pink on Friday

In 2006, a story was told about two women who were breast cancer survivors: Linda Brewer and Beth NeSmith.


The T-R talks

Come on, people! We are not living in Nazi Germany or Panama of the late 1980s. We are living in the 21st century in Americus, Georgia, of the United States of America, a democracy, a government by and for the ...


Company providing 150 jobs could come to Sumter County

Americus-Sumter County Payroll Development Authority Executive Director David Garriga announced at the Authority's monthly meeting Tuesday that another company could announce location to Sumter County within ...


Help the Times-Recorder fight hunger

During the month October, the local community is invited to participate in the "Headlines for Hunger" food drive.


Paint the town pink

Pink ribbons, pink banners, corner exhibits - everywhere you look, you will see pink! Area support groups are teaming up with ZTA and AKA sororities, Sumter Regional Hospital, local businesses, and the media to ...


Sumter County Parks and Recreation receives state honor

Becky Holland/Americus Times-Recorder Darius Harris, Patricia Crawley, Priscilla West, and Tim Estes pose with the Agency of the Year Award outside the Sumter County Parks and Recreation Department the day ...


Area Beat: Oct. 5, 2008

* A juvenile was charged with theft by shoplifting at Winn-Dixie, 1206 Crawford St.


Local Happenings: Oct. 1, 2008

Outdoor Watering Ban: City of Americus residents living north of Lamar Street are allowed to water outside Monday, Wednesday and Saturday while those living south of Lamar Street can water Tuesday, Thursday and ...


Area Beat October 3, 2008

* Eddie C. Harris, 61, of 522 S. Hampton St., Americus is charged with criminal trespass.


Americus going pink Oct. 10

Mayor Barry Blount has declared Oct. 10 as "Paint the Town Pink Day" in Americus, Ga.


Steppin' Out October 3, 2008

Editor's Note: Every Friday a list of local and area upcoming entertainment and cultural events will be published on the Steppin' Out page in the Times-Recorder. To submit information for this listing, please ...


Local Happenings: Oct. 2, 2008

Decision 2008: The Americus-Sumter Performance Learning Center hosts a Decision 2008 Issues Night from 6-8 p.m. today.


Area Beat September 30, 2008

Americus Fire and Emergency Services * Firefighters/first responders answered 13 EMS/medical calls.


Americus police charge a dozen people in a deadly fight

Americus Police have issued 21 criminal arrest warrants for 12 suspects involved in a fight that lead to a man's stabbing death.


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