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Armuchee, GA Divorce Buyout in Georgia

Since 1979 Somerset Mortgage Lenders Co. has been considered a leader in the residential mortgage lending business and is currently licensed in 26 states, including Georgia, offering its expertise in many of the circumstances that life brings to many homeowners.   In most cases Somerset has been able to provide lower payments for the spouse remaining while giving large cash outs to the other. Our Divorce Buyout Loan Specialists work with you to determine how much of a loan you need and what it will cost to refinance.Following is an example of how Divorce Buyout works:

Example: John and Jane own a house valued at $500,000, with a mortgage (or mortgages) that total $300,000.  If you subtract the value from the total loan about ($500,000 - $300,000) you get the equity of the house, in this case $200,000.  If John and Jane split their assets 50-50, each have $100,000 equity in the house.  Therefore, if John wishes to keep the house, he would need to refinance the mortgage(s) with a total loan amount of $400,000 and use the remaining $100,000 to buy out his spouse.

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Armuchee, Georgia News
McCain pledges to a roaring convention audience, 'Change is coming'

John McCain, a POW turned political rebel, vowed Thursday night to vanquish the constant partisan rancor that grips Washington as he launched his fall campaign for the White House.


Floyd names Teacher of the Year finalists

Teachers from Pepperell Elementary, Pepperell Middle and Armuchee Elementary have been chosen as the three finalists for this years Floyd County Schools Teacher of the Year award.


All Aboard: Children enjoy the weather while playing a game of 'train'

Spencer , 5, Sidney, 3, and Sabrina Hood, 6, play train along old railroad ties on a warm Tuesday evening behind the Armuchee Lady Indians dugout as the team plays Calhoun Highs Lady Yellow Jackets.


Floyd County denies permit for electric substation

A crowd applauds commissioners' decision not to allow a substation opposed by nearby residents.


Armuchee Bluegrass Festival, Labor Day weekend activities

Robert Whelchel and Buck Johnson jam together Friday during the Armuchee Bluegrass Festival.


6-legged deer found in Ga. dies after surgery

A six-legged deer found in north Georgia has died following surgery at a private Athens animal clinic to remove its two extra legs, which were hindering its gait.


$21,000 in thefts reported in Armuchee, Lindale

Residents reported $21,000 in thefts in the Armuchee and Lindale areas this week.


Public hearing set for electric substation

A plan to build an electric substation in Armuchee is expected to draw heavy opposition when the Floyd County Commission holds a public hearing Tuesday.


Old Armuchee Park hosting clean up today

Trucks line up to wait for their turn to dump at Old Armuchee Park today for the clean-up day.


Armuchee cleanup day planned

Floyd County Public Works will hold a free dump day event on Saturday from 9 a.m. to 2 p.m. in Armuchee at the Old Armuchee Park site, off Jones Mills Road.


Do you know Georgia's symbols?

Today, a quick return to fourth grade: let's learn our Georgia state symbols. They are people, animals, objects and events designated by our General Assembly because they represent the state.


Leonard - Bowen Wedding

Ashley Ann Bowen and Preston Heath Leonard were married at 5 p.m., Saturday, Aug.


U.S. Forest Service to restore Armuchee Ridges area

District Ranger Michelle Jones for the Conasauga Ranger District of the Chattahoochee-Oconee National Forests , said that the project will cover 9,600 acres in Floyd, Chattooga and Walker Counties in her letter ...


Fine weather approaches

READY, on your mark, get set, fine! Romes second red-light camera is running its warm-up lap at Martha Berry Boulevard and Veterans Memorial Highway, issuing warning citations for the mandatory month until, on ...


Green - Clonts Engagement

Kenny and Myra Green of Summerville announce the engagement of their daughter Ansley Jordan Green to Robert Brandon Clonts, son of Bobby and Julie Clonts of Rome.


County to review Armuchee Connector plans Tuesday

A necessary redesign of the Armuchee Connectors bridge across the Oostanaula River means it will likely be March 2009 before construction plans are ready to go out for bids.


Former Armuchee standout Tyler Wilson ready to sign deal with Red Sox

Although it has been a long and complicated process, former Armuchee High star Tyler Wilson was always confident that he would eventually be able to reach a contract agreement with the Boston Red Sox.


RFPRA backs bids on two SPLOST parks

Construction bids for the North Floyd Park recreation center came in within budget but the Shannon community center price is still out of range.


Principals: Few snags as new school year off to a good start

Model Elementary kindergarten teacher Jan Fricks helps students learn to write their names.


SPLOST update set for Tuesday

Rome, Floyd County and Cave Spring officials are slated to present progress reports about each of the 28 SPLOST projects in the nearly $53 million package approved by voters in 2006.


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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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