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Augusta, GA FHA Loans in Georgia

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

 

FHA loans offer Augusta, GA residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

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Augusta, Georgia News
Arts festivals thrive in Augusta

Despite the economy, early attendance numbers show arts festivals in Augusta thriving.


Accident on I-20 westbound in Columbia County

Columbia County authorities say a tractor trailer was involved in a serious accident on I-20 westbound.


Some overseas soldiers' voting hampered

American soldiers can hump 60-pound packs through the broiling desert, kill for their country and die for it, but they can't always vote for their commander in chief.


Deputy Fired; School Investigation Continues

Deputy Ronnie Collins was fired from the Augusta Richmond County Sheriff's Office for not being "truthful" during the interview process.


Opa! 19th Annual Greek Festival in Augusta

You have a good reason to break a plate on purpose this weekend. The 19th annual Greek Festival is going on through Sunday.


Bank bookkeeper pleads guilty to embezzling more than $600,000

AUGUSTA, GA: Edmund A. Booth, Jr., United States Attorney for the Southern District of Georgia, announced that Linda O. Burch, age 44, of Midville, Georgia entered a plea of guilty today in U.S. District Court ...


City of Augusta looking to cut health-care expenses

Augusta Richmond County leaders are working to cut back on health-care costs. Commissioner Joe Bowles is suggesting a self insurance policy.


Day Two in Search for Murder Suspect

The WJBF News Channel 6 Crime Tracker covers Day 2 of a massive manhunt for a teenage murder suspect.


Travis Barker speaks out about plane crash

Travis Barker is "grateful" to be alive after surviving the Sept. 19 jet crash that claimed the lives of four others.


Richmond County Home Invasion Murder Suspect Sought

Richmond County investgators are still looking for a murder suspect. Investigators spent the entire day looking for a teenager accused of killing a man during a home invasion, last week.


Augusta daughter wants answers from a funeral home she says destroyed her father's body

AUGUSTA, Ga.- A daughter wants answers from an Augusta funeral home that she says destroyed her father's body.


Deputies search for teen wanted for killing Augusta man

AUGUSTA, Ga.- Richmond County deputies are searching for a teen they say is wanted for killing Jazreel Hammond on Royal Street last week.


Accident Leaves Motorcyclist In Critical Condition

A motorcyclist is in critical condition after an accident, Monday afternoon. It happened on Mike Padgett Highway, in Augusta.


Augusta woman testifies in Brian Nichols courthouse shooting case

The Augusta woman credited with helping end accused courthouse gunman Brian Nichols' shooting spree took the stand Monday.


Fight for life begins

Sherry Scott walked into Augusta Oncology Associates one Friday morning in August for her first chemotherapy treatment.


One Man Injured In Augusta Shooting

A Sunday afternoon shooting has sent one man to the hospital. The shooting happened around 2:00 p.m., on Shalimar Drive, which is off of Richmond Hill Road near Dean's Bridge Road.


Neighbors of Augusta woman shot in domestic violence speak out

"We heard a pop, and then a second pop," said Vivian. Vivian Shook will never forget what she heard and saw on Friday afternoon.


Coliseum Authority member's arrest sparks call for resignation

He resigned from the Augusta commission because of controversy about where he lives.


Richmond County Shooting

An apparent domestic dispute led to a shooting in south Augusta this afternoon. Investigators with the Richmond County Sheriffs Office say a man shot a women in the leg during an argument.


Official is charged in domestic disturbance

Augusta-Richmond County Coliseum Authority member Keith Brown was arrested earlier this week after failing to heed a deputy's order to stop stalking his estranged wife, according to a sheriff's office report.


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