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GA FHA Loans in Georgia

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.


FHA loans offer GA residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

Local FHA Loan directory for GA :
Oakfield Ocilla Oglethorpe Omega
Oakman Oconee Oliver Orchard Hill
Oakwood Odum Omaha Oxford
Ochlocknee Offerman

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Georgia News
Hall County Schools to Lift Hiatus on Field Trips

The Hall County school district is resuming field trips after a two-week hiatus because of the state's gas shortage.

Slaves secretly guided by quilts

Each patch on the intricate quilts helped take slaves one step closer to the freedom they'd only dreamed about.

Southeast gas shortages should ease soon

Here's a little good news for motorists who've waited in line at the pump: Gas shortages in the Southeast should be easing within the next two weeks.

Leaky Dam in Lawrenceville Repair Problem

Lakeview Plantation residents in Lawrenceville say they can't afford the six-figure cost of fixing a leaky dam that protects a 4-acre scenic lake.

Georgia Supreme Court rules in favor of transgender politician

Georgia's top court has ruled in favor of a transgender politician sued by two political opponents who claimed she misled voters by running as a female.

McCain-Obama race tightens in Georgia, Chambliss and Martin separated by 2 points

The entry titled "WXIA/WMAZ poll: McCain-Obama race tightens in Georgia, Chambliss and Martin separated by 2 points," and any of the comments about it.

Monday Last Day to Register to Vote

If you want to vote in the November election but aren't registered, you don't have much time.

Rice says US not trying to undermine Russia

Secretary of State Condoleezza Rice on Sunday rejected any suggestion that U.S. efforts to build closer ties to this former Soviet republic are meant to undermine Russian influence in Central Asia.

Georgia Officials Debate Response to Gas Crisis

Georgia leaders are debating whether to revise the state's emergency fuel plan and are considering ways to bolster gas supply in the aftermath of the abrupt shortage of gas that sent some motorists into a ...

Prisoners register to vote in Ga.

Prisoners at Georgia jails are being registered to vote in the Nov. 4 election, creating controversy in some quarters.

Record alligator taken from Flint River

Submitted Shane Wilson of Cataula kneels beside a 13-foot, 7-inch alligator weighing 680 pounds that he and three friends took out of the Flint River on a recent hunt near Campers Haven.

Our Opinion: Local banks remain strong

During the past few weeks, some folks in the Tiftarea began getting concerned about how the national financial crisis would affect us here.

'Art in the Square' returns to Gainesville

The smooth sound of Brian Ulrich's saxophone flowed through the Gainesville Square on Saturday afternoon as artists, art enthusiasts and children of all ages flocked to the fifth annual Art in the Square ...

Del Ward Inducted into GA Radio Hall of Fame

Del Ward talks with outstanding people in our community and high-lights their achievements every month on 13WMAZ.

Sumter County Parks and Recreation receives state honor

Becky Holland/Americus Times-Recorder Darius Harris, Patricia Crawley, Priscilla West, and Tim Estes pose with the Agency of the Year Award outside the Sumter County Parks and Recreation Department the day ...

O.J. Gets Squeezed---Found Guilty

O.J. Simpson has been found guilty on all charges in the alleged gunpoint robbery of two sports memorabilia dealers in a Las Vegas casino hotel room more than a year ago.

"Gwinnett Great Day of Service" Congradulates Norton Elementary School Comets

In the spirit of giving,Norton Elementary School in Snellville,Ga.congradulates its students and faculty for collecting over 1,230 food items for the Gwinnett Co-op food pantry this week, in conjunction with "Gwinnett Great Day of Service".Parent Resource Center Coordinator,Jennifer Dionne proudly exclaims, Isn't that wonderful ?

The Gwinnett Coalition for Health and Human Services envisioned the Great Days of Service eight years ago in the spirit of Gwinnett's slogan, Success Lives Here. The event is designed to increase community awareness for the many agencies and organizations that the Gwinnett Coalition represents and supports.

The Great Days of Service address specific needs in the county through volunteers who complete much-needed service projects for local non-profits and schools. These projects build community while educating citizens and leaders about the needs around them. Last year we had over 30,000 volunteers, including large corporations, schools, small businesses, individuals, church groups, and families, completing 150 service projects which made it one of the largest volunteer initiatives in the country!!

It is obvious that teaching the students to care about their community goes beyond the classroom at Norton Elementary.Job well done!

Bush Signs Bail-out Bill-House Passes $700 Billion Plan

Saying the government "acted boldly" to prevent the Wall Street crisis from spreading, President George W. Bush signed a $700 billion bailout bill shortly after Congress sent it to his desk.

Georgia reps say no to bailout

Eleven of Georgia's 13 House members voted against the $700 billion emergency rescue of the nation's financial system.

Graduation Rate Rises Past 75 Percent

Officials say Georgia's high school graduation rate has risen to its highest level ever.

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