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Rome, GA Mortgage Refinance in Georgia
We make it easy to get the lowest mortgage refinance interest rate in Rome, GA.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Rome, GA residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Rome, Georgia drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Rome, GA residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Mortgage Refinance Calculators
Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator |
Refinance Articles
Reasons to Refinance Now
Beat the Subprime Mortgage Crisis
Return to mortgage refinance in the state of GA
| Rome, Georgia News |
More Police Reports: Crack cocaine charges
A Rome man was arrested Sunday after becoming unruly at Floyd Medical Center and was found in possession of a crack pipe, reports stated.
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Rome Christmas parade brings holiday cheer
Rome Christmas parade brings holiday cheer
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AT&T launches 3G wireless network in Rome
AT&T today announced the launch of its 3G wireless network in Rome and Floyd County.
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Santa's coming to town today during the Rome Christmas parade
This is one of several highlights of the holiday season; the parade is scheduled to begin at 6:30 p.m. Parade-goers are encouraged to dress in warm layers, as the temperature is expected to be around 42 degrees ...
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3 charged with shoplifting
A Rome man also was charged with shoplifting in a separate incident. Devin Darrell Jones, 18, of 336 Jones Washington Road in Aragon, and Michael Edward Ledbetter, 18, of 520 Williamson Street in Rockmart, were ...
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Rome Council AT&T Pioneers to help soldiers phone home
Those who wish to participate in the cell phone drive can drop off their old phones at Wards Pharmacy, 832 Turner McCall Blvd., from 9 a.m. to 6 p.m. Monday through Friday and on Saturdays from 9 a.m. to 1 p.m. ...
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Rome Fire Department offers tips on holiday electrical safety
Holiday light and electrical decorations create holiday cheer both inside and outside the home - but they can also create fire hazards and electrical shock risks if they are not handled properly.
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More Police Reports: 3 jailed on drug charges
Terri Diane Davenport, 40, of 2 Glenrise Terrace; Jennifer Clay Throneberry, 47, of 1231 Bells Ferry Rd.; and Morreao Darane White, 25, of 202 S. Hughes St.
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Police make battery, assault arrests
A Rome man remained in jail without bail this morning on felony charges. According to Floyd County jail records: Albert Kennedy Alexander, 43, of 121 Wadsworth Street in Rome, was charged with felony-aggravated ...
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Huskey pleads guilty to producing, distributing, receiving child porn
International investigation led to LaFayette man's arrest on child porn charges James 'Bart' Huskey of LaFayette is led out of U.S. District Court in Rome Tuesday after pleading guilty.
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What Made Huskey Distribute Child Pornography Worldwide?
The investigation into Bart Huskey started two years ago in Australia when a member of an international child pornography ring was arrested and started to give information to the F.B.I. The investigation then ...
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Thrivent donates to Rome Kares/211
Charles Reichel, along with other members of the Etowah Chapter of Thrivent Financial Services for Lutherans, were on hand last week at First Baptist Church to donate a check for $1,600 from Thrivent to Rome ...
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Ex-coach pleads guilty in child porn case
No jail time for sex on beach couple Nov. 25: A British couple will be deported but will not face jail time for allegedly having sex on a Dubai beach.
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Area Arrests for Nov. 26
* Allen Wesley Hardin, 49, 218 Pinhook Road, Chatsworth, was charged Monday by the Georgia State Patrol with DUI and speeding.
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Rome gas cheaper than state average
Gas has dropped below $1.70 per gallon at the Kroger station. The price of regular unleaded dipped below $1.70 per gallon at several locations Monday in Floyd County.
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Rome waste collection may change after pilot in Garden Homes neighborhood
Romans living in the Garden Homes neighborhood have brand-new trash carts to use for household garbage and recyclables.
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Former Northwestern Tech president blasts merger plan
Northwestern Technical College s former president says local leaders should stand up against the states plan to merge 14 tech schools.
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Woman arrested on theft, arson charges
Edith Roger Huether, 74, of 540 S. Broad St., turned herself in to Floyd County Sheriffs Deputies Thursday morning.
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Geography of Rome
"Geography of Rome." 30 March 2008. HowStuffWorks.com. 20 November 2008. Rome, Georgia, the seat of Floyd County.
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Teen arrested in early morning chase; two arrested in Saturday morning drive-by shooting
A 17-year-old driver and his passenger, Nigel Kante Staples, 23, of 11 Friar Tuck Road, were treated and released from Floyd Medical Center this morning after a wreck on West Hermitage Road where the teen ...
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"I prayed day and night for a miracle...In less than a week, (Somerset) was able to stop the foreclosure and get a new mortgage for me. It was the best of times...I have Somerset Mortgage Lenders to thank until eternity for the miracle they were able to make come true." - Diane B.
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