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GA FHA Loans in Georgia

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.


FHA loans offer GA residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

Local FHA Loan directory for GA :
Unadilla Union Point Upatoi Uvalda
Union City

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Georgia News
Cremator Drags Into Snellville,Ga.

It followed a lengthy debate in the Atlanta suburb, driven by community members concerned that the operation housed in a former residence could emit harmful levels of mercury.

Eldrin Bell: Clayton County Schools Lost Accreditation

Clayton County Commission Chairman Eldrin Bell told Channel 2's Tom Jones the Clayton County schools have indeed lost accreditation.

Midstate being hit by another round of severe storms

Middle Georgia is being hit by severe weather again this afternoon after a morning of more than a dozen tornado warnings.

Tropical Storm to Bring Strong Winds to Georgia

A National Weather Service forecaster says Tropical Storm Fay should bring windy weather to north Georgia on Friday, but heavy rain is not expected.

Report: Ga. should increase investment in childcare programs

A new study says state human resource officials must increase the number of subsidized child care slots and boost future budgets for a program that helps low-income Georgia families with the cost of childcare.

Fay brings driving rain, high winds to Georgia

Waves of driving rain soaked Georgia as the remnants of Tropical Storm Fay rumbled through the state today.

Ex-Ga. Guard Chief to Run for Governor

The former commander of the Georgia National Guard has become the first Democrat to enter the 2010 race for governor.

Flood Watch Issued for Northern Georgia

A flood watch is posted for the northern half of Georgia through Tuesday night as the remnants of Fay soak the state with rain.

2 sisters who were trapped in Georgia return to NJ

Two sisters who endured a harrowing ordeal in the Republic of Georgia were greeted with balloons and cheers at New Jersey's main airport.

Seven-year-old Ashley Evans and her 3-year-old sister, Sophia, had been stranded for nearly two weeks at their grandparents' farm after Russia invaded the former Soviet state.

They finally arrived at Newark Liberty International Airport with their father Monday night, ending a trip that began as a summer holiday with their grandparents and turned into an international crisis.

Ga. Agency to Get Makeover, New Agency Proposed

Georgia Gov. Sonny Perdue wants to create a new state agency to deal with mental health and addictive disease programs.

How To Help Your Child Cope With A Bully

A week before the start of the new school year, principal Denise Magee roamed the hallways of Campbell Middle School in Smyrna, Georgia, preparing for battle.

Russian troops occupy Georgia's Black Sea port

Russia said on Saturday its troops would patrol Georgia's main Black Sea port, defying Western demands for a complete pullback to positions held before this month's outbreak of fighting over a Georgian rebel ...

Who Started Cold War II?

The American people should be eternally grateful to Old Europe for having spiked the Bush-McCain plan to bring Georgia into NATO.

Judge: PSC candidate can be on ballot

Public Service Commission hopeful Jim Powell may appear on the November ballot against Republican Lauren McDonald, a judge ruled Thursday.

Feds Issue Final Report on Atlanta Bus Crash

The National Transportation Safety Board released final recommendations urging more clear and consistent highway signs in the wake of a March 2007 bus crash in Atlanta that killed five athletes from Ohio's ...

NATO suspends formal contacts with Russia, but avoids severe penalties

NATO pulled its punches against Russia on Tuesday, suspending formal contacts as punishment for the military offensive against Georgia but bucking U.S. pressure for more severe penalties.

NJ congressman helps kids stranded in Georgia

When Russian troops invaded the Republic of Georgia this month, two little girls from New Jersey visiting their grandparents there were stranded behind a series of checkpoints.

Two weeks later, Chris Smith, the congressman from their home district worked with officials from several nations _ including the French ambassador to Georgia _ to reunite the girls with their father at the U.S embassy.

Tea-h Evans of Howell said her young daughters wouldn't be on their way home if it wasn't for Smith's diplomatic efforts.

Sen. Biden Is Democratic V.P.

Sen. Joe Biden, Sen. Barack Obama's pick to be his running mate, is on his way to Springfield, Ill., where the two will appear before a rally.

Some Ga. schools close ahead of Tropical Storm Fay

Two coastal Georgia counties are closing schools as Tropical Storm Fay is forecast to bring wind and heavy rains to south Georgia.

, Weather, Sports and Entertainment for Georgia and South Carolina

Georgia unemployment rates rose to 6.2 percent in July. the highest in 15 years, as job cutbacks in manufacturing and other blue-collar sectors gained speed across the state.

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