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GA FHA Loans in Georgia

FHA loans differ from conventional loans in a number of ways. The down payment required for an FHA-insured loan is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.


FHA loans offer GA residents several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3-5%. The FHA is also more flexible in calculating factors to determine whether or not to approve the loan, factors such as household income and repayment ratios.

Local FHA Loan directory for GA :

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Georgia News
Snellville,Georgia News Welcomes Tom Livsey---Editor of Local News

Now you can find out what's going on in your local neighborhood from people who work and live there. Do you have some news? Submit your news TODAY !
Georgia Mountain Fall Festival

Georgia Mountain Fall Festival Sorry, NO PETS ALLOWED Tickets: $9.00 Parking Fee: $2.00

Look forward to the annual Georgia Mountain Fall Festival.

With first class musical performances, unique attractions and a glimpse into North Georgia's rich history and culture, the Fall Festival provides something for every member of the family.

Don't miss our fantastic new 2008 attractions including Brett Marshall bicycle stunt Show and Glen McLean broom making demonstration.

Our festival also has a great music performance lineup with groups such as Tracy Byrd, Helen Cornelius, Ronnie McDowell, Connie Smith, Sammy Kershaw, John Conlee, Janie Fricke, T.G. Sheppard, And Many More.

Please visit for more info below:
Fulton County judge denies voter ID challenge

A Fulton County judge ruled on Friday that Georgia voters will have to present a photo ID when casting a ballot in November's general election, denying an effort by state Democrats who argued the law ...

State tax collections for September went in the right direction

The news on Georgia's fiscal crisis is like recent rains - welcomed, but not enough to fix the problem.

Ga. voting checks need fed OK

The U.S. Department of Justice is questioning a high number of requests by Georgia officials to check the Social Security numbers of newly registered voters.

Halloween Display Offends Some

Melissa Neese said she didnt mean to cause a stir with the choice of Halloween decorations outside her Cherokee County home.

Community Calendar

9, Savannah History Museum, 303 MLK, Jr. Blvd. You are invited to march in the path of the French and American attack on the British-held Spring Hill Redoubt, the site of the new Battlefield Memorial.

A former MARTA chairman who's been accused of performing a sex

A former MARTA chairman who's been accused of performing a sex act in an airport bathroom will be hired to give financial advice to Clayton County.

Ga. School Board Considers Lifting Charter School Cap

The state Board of Education is considering lifting a cap on how many public school systems can convert to charter districts each year.

More than 100 Ga. Stations Defending Inflated Gas Prices

Nearly 150 Georgia gas stations are having to defend why they charged inflated prices after Hurricanes Gustav and Ike made fuel scarce over the last month.

Georgia pastor pleads guilty to killing deacon

An assistant pastor accused of the 2004 love-triangle killing of a deacon in his church has pleaded guilty to the crime.

Suspect Questioned in Break-Ins at Fraternities

Athens-Clarke police have identified a possible suspect in burglaries at eight University of Georgia fraternities and two other off-campus houses.

Voters face three state amendments

Georgia voters must decide the fate of three constitutional amendments in this year's elections.

Labor Shifts In Georgia Means Longer Days

The Georgia Department of Labor is shifting to 10-hour work days. State Labor Commissioner Michael Thurmond announced Tuesday that the department is switching to an alternative work schedule that will have ...

Hall County Schools to Lift Hiatus on Field Trips

The Hall County school district is resuming field trips after a two-week hiatus because of the state's gas shortage.

Slaves secretly guided by quilts

Each patch on the intricate quilts helped take slaves one step closer to the freedom they'd only dreamed about.

Southeast gas shortages should ease soon

Here's a little good news for motorists who've waited in line at the pump: Gas shortages in the Southeast should be easing within the next two weeks.

Leaky Dam in Lawrenceville Repair Problem

Lakeview Plantation residents in Lawrenceville say they can't afford the six-figure cost of fixing a leaky dam that protects a 4-acre scenic lake.

Georgia Supreme Court rules in favor of transgender politician

Georgia's top court has ruled in favor of a transgender politician sued by two political opponents who claimed she misled voters by running as a female.

McCain-Obama race tightens in Georgia, Chambliss and Martin separated by 2 points

The entry titled "WXIA/WMAZ poll: McCain-Obama race tightens in Georgia, Chambliss and Martin separated by 2 points," and any of the comments about it.

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