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FHA Loans

FHA loans differ from conventional loans in a number of ways. The down payment required for a FHA-insured loan, is usually much lower than for conventional loans. FHA loans also have lower credit requirements than conventional loans, making them more available to a wider range of potential homebuyers.

FHA loans offer borrowers several other valuable benefits, not least of which is those aforementioned smaller down payments. Unlike a conventional loan, which ordinarily requires 10-20% down, FHA-insured loans only require down payments as low as 3.5-5%

The FHA is also more flexible in calculating factors to determine whether or not to approve the loan factors such as household income and repayment ratios.

Local FHA Loan directory for HI :
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Aiea Anahola

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Hawaii News
Commentary: Sen. Inouye's earmarks have helped Hawaii

I take issue with your editorial that U.S. Sen. Dan Inouye should stop helping Hawaii with earmarks .


Hawaii senators revive excise tax hike proposal

Hawaii senators revived a plan Tuesday to raise broad-based taxes paid by everyone.


Hawaii Senators Kill Health Insurance Tax Bill

The Senate Commerce and Consumer Protection Committee has scuttled a proposed tax on Hawaii health insurance premiums.


Hawaii considering law to ignore Obama 'birthers'

Birthers beware: Hawaii may start ignoring your repeated requests for proof that President Barack Obama was born here.


Hawaii Humane Society lost and found for pets

If your pet is lost you should file a lost pet report with Hawaii Humane Society.


Hawaii Passes Law Lowering Unemployment Tax Hike

A proposal to reduce a giant increase in unemployment taxes paid by Hawaii businesses is now law.


Louisiana Medicaid fix may also help Hawaii

In defending and preserving the special Medicaid fix for Louisiana in the Senate health care bill , Sen.


Sea Talk: The ahupua`a system, moon phases and place names of Hawaii

The public is invited to a complimentary Sea Talk Series at Maui Ocean Center on Tuesday, March 16, 2010 at 6:00 p.m. Join special guest Kumu Hula Luana Kawa`a for a fascinating presentation on the ahupua`a system, moon phases and place names of Hawaii.


States May Hold Onto Tax Refunds for Months

Residents eager to get their state tax refunds may have a long wait this year: The recession has tied up cash and caused officials in half a dozen states to consider freezing refunds, in one case for as long as five months.


Hawaii Canine Assistance Network will officially release their first service dog

The Hawaii Canine Assistance Network is proud to announce its first service dog placement.


Lingle seeks jobless relief

With Hawaii's jobless rate still rising and a higher unemployment tax about to take a bigger bite out of employer coffers, Gov.


Hawaii Car Renters To Pay More

Lawmakers appear poised by the end of the legislative session in April to approve a bill to increase the "facility charge" all customers have to pay on their car rental bills from the current $1 a day to $4.50 a day.


Buzz's Wharf on Maui, Hawaii

Looking for a great restaurant with an incredible ocean view? Try Buzz's Wharf Restaurant at Ma'alaea Bay Harbor.


Bill to ease access to marijuana for registered patients advances

Licensed medical marijuana users in Hawaii are allowed to smoke and even grow the drug, but they cannot buy it unless they do so illegally.


Lingle in Las Vegas for GOP Jewish meeting

Gov. Linda Lingle is in Las Vegas attending the national winter leadership meeting of the Republican Jewish Coalition.


Friday Furlough's Continue At Hawaii Public Schools

Friday marks another furlough day for Hawaii Public Schools, adding to a total of 12 days that classes will be cut from the calendar as a result of budget cuts.


Will Senate say aloha to racial discrimination?

What's the worst piece of legislation before Congress associated with the letter H? Most conservatives and Republicans, many moderates and independents, and even some liberals and Democrats would answer: one of the health care bills.


Case, 3 others file for special Hawaii election

Ed Case and three others have filed papers to run in a special election to fill the vacant U.S. House seat that Neil Abercrombie once held.


Lingle aide, BOE chair meet, share data

A representative from Gov. Linda Lingle's administration met briefly yesterday with state education officials in an effort to resolve the ongoing furlough of Hawai'i public school teachers.


Hawaii passed over for new federal school funds

Linda Lingle is expressing disappointment but not surprise that Hawaii was passed over for as much as $77 million in new federal education funds called "Race to the Top." Hawaii was one of 40 states and the District of Columbia to apply for the funds.


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